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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181063)

I always feel that my transaction is secure when I u...

5
I always feel that my transaction is secure when I use PayPal. I’ve been using it for many years now and although some transactions have been awkward PayPal have always sorted it out for me. Reviewed on: 29th May 2026

Good and easy to use, money transfers arrive fast.

5
Good and easy to use, money transfers arrive fast. Reviewed on: 29th May 2026

I’ve been a PayPal customer for over 10 years but I’...

1
I’ve been a PayPal customer for over 10 years but I’m still not offered Pay in 4 or PayPal Credit, even on higher-value purchases Reviewed on: 29th May 2026

So easy and simple to use, I use it all...

5
So easy and simple to use, I use it all the time Reviewed on: 29th May 2026

Really useful and convenient, pay in 3 useful.

5
Really useful and convenient, pay in 3 useful. Getting easier to navigate around app. Communications and corresponding getting better Reviewed on: 29th May 2026

Great way to pay things and have the security there...

5
Great way to pay things and have the security there Reviewed on: 29th May 2026

It’s very convenient and easy for me to use anytime.

5
It’s very convenient and easy for me to use anytime. Reviewed on: 29th May 2026

Customer service has always been helpful when needed

5
Customer service has always been helpful when needed Reviewed on: 29th May 2026

Really easy process.

5
Really easy process. Great customer care and support. Reviewed on: 29th May 2026

Very easy to navigate through system great when a si...

5
Very easy to navigate through system great when a site actually does something that it sayes it will Reviewed on: 29th May 2026

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