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PayPal: PayPal Credit reviews

4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75282)

Emergency

5
Very reliable in time of need and it make online purchases easy. Reviewed on: 27th May 2024

A very safe way of paying for goods ,you can get you...

5
A very safe way of paying for goods ,you can get your money back if you don’t receive your items Reviewed on: 27th May 2024

Brilliant,especially if you’re low on funds and need...

5
Brilliant,especially if you’re low on funds and need a 0%APR help on buying goods. Reviewed on: 27th May 2024

Excellent service, update balance regularly

1
Excellent service, update balance regularly Reviewed on: 27th May 2024

Very convenient, good interest free deals

5
Very convenient, good interest free deals. Pay in 3 Reviewed on: 27th May 2024

Good service

4
Lovely experience nicely Reviewed on: 27th May 2024

Helped me out on several occasions excellent service

5
Helped me out on several occasions excellent service Reviewed on: 27th May 2024

Great 0 percent offers.

5
Great 0 percent offers. Easy to use app Reviewed on: 27th May 2024

Very Very good experience never complaint kindly hel...

5
Very Very good experience never complaint kindly helpfull Reviewed on: 27th May 2024

Excellent service and always goodexce on offer.

5
Excellent service and always good on offer. Reviewed on: 27th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review