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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181063)

So easy to use and intrest free payments

5
So easy to use and intrest free payments Reviewed on: 29th May 2026

Fantastic speedy credit when as a family experiencin...

5
Fantastic speedy credit when as a family experiencing cost of living crisis with clear terms Reviewed on: 29th May 2026

Paypal is my best pal

5
Fast payments with no hassle and extra security is very reassuring. Online transactions great and pay in three is a great way of spreading the cost with no interest. Just got my credit card and pay in four is brilliant. Reviewed on: 29th May 2026

Every transaction is so easy virtual card is exellen...

5
Every transaction is so easy virtual card is exellent idea Reviewed on: 29th May 2026

No problem at all will be using it all the...

5
No problem at all will be using it all the time Reviewed on: 29th May 2026

It makes it easier to send money between my family,...

5
It makes it easier to send money between my family, and when it comes to sending monetary gifts to my brother overseas, it is incredibly easy and efficient Reviewed on: 29th May 2026

I never have had any problems at all

5
I never have had any problems at all Reviewed on: 29th May 2026

PayPal Credit has been a life saver for me .

5
PayPal Credit has been a life saver for me . When I couldn’t afford to pay for my visa renewal , I was able to pay via PayPal Credit Reviewed on: 29th May 2026

Really positive CS experience.

5
Really positive CS experience. Easy to use, easy to manage Reviewed on: 29th May 2026

Paypal review

4
I have nothing really to say is it good yes Reviewed on: 29th May 2026

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