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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

Excellent and very good everything.

5
Excellent and very good everything. Reviewed on: 28th May 2024

Great services easy to use, great tools for budgetin...

5
Great services easy to use, great tools for budgeting for a single parent Reviewed on: 28th May 2024

convenient and easy

5
Always so convenient and easy to receive payments Reviewed on: 28th May 2024

Always been a great help!

5
Always been a great help when needing to buy something urgent Reviewed on: 28th May 2024

PayPal is Good

5
Good but could do with more credit limit Reviewed on: 28th May 2024

Holiday helper

5
I spread my holiday costs over the year with PP credit it gives me room to budget well. Reviewed on: 28th May 2024

Easy experience, easy to pay off and work the app

5
Easy experience, easy to pay off and work the app Reviewed on: 28th May 2024

Straight forward - easy, like the flexibility of pay...

5
Straight forward - easy, like the flexibility of paying. Reviewed on: 28th May 2024

Very user friendly, simple, fair service

5
Very user friendly, simple, fair service Reviewed on: 28th May 2024

Easy money

5
So easy to apply and to use and the option of no interest is excellent. Easy to make payments, just simple access to credit. I would highly recommend. Reviewed on: 28th May 2024

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