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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181064 reviews)

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4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181064)

Quick and easy to use.

Quick and easy to use. Great to manage payments over time. I find it better that the high street banks as it feels more modern and less of the bank behemoth things weighing it down. Reviewed on: 29th May 2026

Very easy to apply and use communication is sometime...

Very easy to apply and use communication is sometimes mot easy. Find it hard to get through to a human I really dont have much to say but it wont let me go any further without saying more. I have nothing to add Reviewed on: 29th May 2026

Useful mobile app, safe transactions, PayPal credit...

Useful mobile app, safe transactions, PayPal credit with Apple Pay very helpful Reviewed on: 29th May 2026

Easy transactions.

Easy transactions. App easy to use Reviewed on: 29th May 2026

Paypal has long afforded me the opportunity to make...

Paypal has long afforded me the opportunity to make a purchase and spread the cost. The biggest benefit is with larger priced items. Reviewed on: 29th May 2026

A first rate credit card provider

First off, has one of the better interest rates of other providers at 23.9% apr. Able to manage account via the website or app. Can postdate credit card payments on the system and before the credit card due date. Are given the option of 'payment in 4' on purchases without incurring further charges which a lot of providers don't provide. Able to view PIN on the system without having to contact anyone. Can add merchants i.e Sainbury's, Tesco's etc as safe sellers to buy from. Can add a charity from a list provided. A good length of time from credit card statement issued to payment due date. A very good credit card provider and would definately recommend them. Reviewed on: 29th May 2026

Great service

Easy to use app, card works everywhere, was given a good credit limit straight away Reviewed on: 29th May 2026

Flexible credit account with Mastercard payments

Flexible credit account with Mastercard payments Reviewed on: 29th May 2026

Has been rock solid since day 1.

Has been rock solid since day 1. Evr since I've used PayPal I have been impressed with not only the value for money, flexible payment schemes and speed in which I could change things but also how quickly they have resolved issues I have had either as a buyer or as a seller of items Reviewed on: 29th May 2026

Easy and Convenient

Really easy to use — applying was straightforward and being able to pay using PayPal Credit at checkout is seamless. It's also convenient for paying off my credit card balance. A simple, hassle-free way to manage payments. Reviewed on: 29th May 2026

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