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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

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4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75248)

Great experiences ,very useful services

Great experiences ,very useful services Reviewed on: 27th May 2024

Don't trust any other company with my card details

If companies don't use PayPal I won't buy. I only trust PayPal. Anytime I have ever had an issue PayPal have been amazing. Reviewed on: 27th May 2024

Very valuable Paypal credit feature, really helps

Very valuable Paypal credit feature, really helps Reviewed on: 27th May 2024

Amazing great project nice job good people i like

Amazing great project nice job good people i like Reviewed on: 27th May 2024

Pretty to easy and utilise on most store fronts that...

Pretty to easy and utilise on most store fronts that accept paypal and gives me additional time to pay for goods over £99 thanks to their 0% for 4 months offer. It's a convenient way to deal with personal purchases and setting up direct debts or making early payments is really easy, especially if you're already familiar with using your paypal account. Also customer service were really nice when I missed a payment and didn't hold it against me since I made sure to pay as soon as I got the warning notification. Reviewed on: 27th May 2024

PayPal have been such a great company throughout all...

PayPal have been such a great company throughout all of the years that I have used them. Their customer service is great…even when I had fraud they sorted it very quickly. Their credit plan is really helpful too. Reviewed on: 27th May 2024

Great option to pay 0% options.

Great option to pay 0% options. Would recommend to others Reviewed on: 27th May 2024

What’s there yo say.

What’s there yo say. Brilliant to deal with Reviewed on: 27th May 2024

Brilliant and convenient!

Brilliant and convenient every time I use PayPal. Reviewed on: 27th May 2024

Very positive experience

Very positive experience with PayPal every time, I have found customer service to be efficient. Reviewed on: 27th May 2024

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