Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (65942 reviews)

View other PayPal products

4.90

Based on 65,942 reviews, last reviewed 14th Apr 2026

1394400% increase in 5 star reviews

in the past 90 days

4100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Positive experience with PayPal Credit. Always had a positive experience with PayPal Credit. Reviewed on: 14th April 2026

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (65942)

Fantastic Service

Paypal Credit is absolutely brilliant for those purchases you need to make quickly, with no interest. Reviewed on: 8th July 2022

Excelling way to spread the cost

Whenever there is somewhere online I could pay buy Paypal credit, I would because I could get interest free spreading my payment and trust that it is very secure. Reviewed on: 8th July 2022

Best of the best

Best customer service and credit builder recommend it to everyone that i know Reviewed on: 8th July 2022

Paypal Credit

Everything fine, but should be allow to transfer money from paypal credit to wallet ;) Reviewed on: 8th July 2022

Brilliant credit provider

I love having PayPal credit. Having it has meant that I was able to get a pram for my baby and pay it off without any worry’s. It has given me a way to get the things a need and want without worry. Reviewed on: 8th July 2022

I highly recommend this

I’ve been using PayPal for long, and I can not recommend it enough! It's very easy to pay with PayPal and the super security! I don’t have doubts to choose when I’m making a payment. Reviewed on: 8th July 2022

Came to rescue when I needed.

I've used PayPal since 2006, convenient, trust worthy and reasonable APR. Reviewed on: 8th July 2022

Best credit provider I know.

Have never experienced any problems since using this credit provider. They offer different credit options which suit my needs. Reviewed on: 8th July 2022

PayPal is reliable, straightforward and convenient

I used PayPal credit to buy a product online when I really need it. It was secure and simple. Reviewed on: 8th July 2022

Excellent little card with a huge outcome

Easy to order goods and purchase on PayPal credit !! No fuss easy to use and you can see what you spend on your phone and easy to pay on your phone !! No need to look up numbers bank details it is all their on your phone ! Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.79 from 458 reviews
Very Account
from Shop Direct 4.38 from 27 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33250 reviews
Payments
from PayPal 4.92 from 3671 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub