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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181059)

I like using pp and if there is ever a problem the s...

5
I like using pp and if there is ever a problem the service is great Reviewed on: 29th May 2026

It was very flexible and convenient using pay pal cr...

5
It was very flexible and convenient using pay pal credit Reviewed on: 29th May 2026

Easy. Efficient. Trusted.

5
Easy to use, efficient when transferring and trusted. Reviewed on: 29th May 2026

Easy to use

5
Ive had a great experience with the credit side so far but contact isnt the easiest Reviewed on: 29th May 2026

Flexible and user friendly

4
I like PayPal as they offer a good variety of flexibility in payments. Using th app is very swift and user friendly. Reviewed on: 29th May 2026

Fast transactions, quality customer service, wide ra...

5
Fast transactions, quality customer service, wide range of products and financing options. Reviewed on: 29th May 2026

So easy to use.

5
So easy to use. Great customer service Reviewed on: 29th May 2026

efficient customer service

5
Very efficient especially the customer service. Reviewed on: 29th May 2026

Very good

5
The best credit without 4 month fee Reviewed on: 29th May 2026

Easy as and simple to use got approved very swiftly...

3
Easy as and simple to use got approved very swiftly Reviewed on: 29th May 2026

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