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PayPal: PayPal Credit reviews

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4.90
Based on 65,292 reviews, last reviewed 14th Apr 2026
1334900% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love pay in 3 always helpful very good with disputes... Love pay in 3 always helpful very good with disputes too Reviewed on: 14th April 2026
Silvia C's avatar
Silvia C

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65292)

Efficient and easy

5
Available for most online transactions Reviewed on: 8th July 2022
laura-mace@outlook.com's avatar
[email protected]

Best credit agency so far

5
The fact that gives you a flexibility of 3 months free interest on every purchase it’s just a relief for your spending. Reviewed on: 8th July 2022
Hasvan's avatar
Hasvan

Excellent

5
Very good service providers always there to stand with humanity I m happy to have PayPal account with big organisation glad Reviewed on: 8th July 2022
Boss Man's avatar
Boss Man

PayPal Credit is amazing

5
I have had an amazing experiance with PayPal Credit, it has come in very handle to be able to get the things I need why im waiting for my wages to be paid, it easy to use and perfect for anyone who need that little help. Reviewed on: 8th July 2022
Twisted Darklight's avatar
Twisted Darklight

Very easy

5
So good and helpful product! I recommend! Reviewed on: 8th July 2022
Laurentiu Marinas's avatar
Laurentiu Marinas

Love the way they giving us credit

5
It’s very convenient that I can enjoy 3 months interest free credit for my every big purchase. No other credit card is giving us this facilities. Reviewed on: 8th July 2022
Rashedul Mazid's avatar
Rashedul Mazid

Very good service

4
I've no complaints, the only thing I think they could improve is when there's a situation where an item is pre order, you can then end up paying interest for an item not yet recieved or losing out on the order due to that issue while doing account management and disposable income... A deposit in such situations would be more suitable ie preorder situation. Other than that I think pay pal credit is the best. I feel safe using the service and know they have my back Reviewed on: 8th July 2022
Genz Zod's avatar
Genz Zod

Fantastic

5
Always there if you need it for shopping Reviewed on: 8th July 2022
Sharon Stokes's avatar
Sharon Stokes

Simple effective unique

5
Makes online purchases so easy. I’m one those people who can never remember what pair of jeans I’ve left my wallet in. PayPal credit just makes online shopping so simple and efficient. Reviewed on: 8th July 2022
Mark Davidson's avatar
Mark Davidson

Simple

5
Simple to use. Great offers for interest free periods on payments such as pay in three or interest free periods on payments and payment plans. What's not to love? Reviewed on: 8th July 2022
Chris Ryan's avatar
Chris Ryan

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