Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181058 reviews)

View other PayPal products

4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181058)

Needs improvement

Good but needs to improve.Points system is very rigid..Need to have more flexibility. Reviewed on: 29th May 2026

I use Paypal for most of my online transactions, as...

I use Paypal for most of my online transactions, as I find if there is a problem they are very good at helping me solve the problem with the company. Reviewed on: 29th May 2026

Excellent.

Excellent. PayPal is very reliable. It is easy to use and clear Reviewed on: 29th May 2026

Allows my PayPal account payment balance to approval...

Allows my PayPal account payment balance to approval and card Reviewed on: 29th May 2026

Easy to use app, good customer service

Easy to use app, good customer service Reviewed on: 29th May 2026

I like how I am able to pay within 3 months interest...

I like how I am able to pay within 3 months interest free for higher purchases Reviewed on: 29th May 2026

Fast and relatable

Fast and relatable service as always. I always use PayPal for most of my transactions due to how secure it is. Reviewed on: 29th May 2026

Easy to use app and simple to track.

Easy to use app and simple to track. Great features which make purchasing online easier Reviewed on: 29th May 2026

New user I waould like to pay with paypal

New user I waould like to pay with paypal Reviewed on: 29th May 2026

Greatness of Paypal

Paypal is a great way to pay as you have the guaranteed and safeness when ordering. PayPal will help if their is ever a problem. Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101230 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub