Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 66,169 reviews, last reviewed 14th Apr 2026
1414900% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have a good experience with PayPal and the other t... I have a good experience with PayPal and the other thing intrest rate factor is good .and it's a reliable and secure app to facilitate the customer Reviewed on: 14th April 2026
Zahid 's avatar
Zahid

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (66169)

Simple use

5
Simple to use and easy to pay back. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

PayPal credit is fantastic for spreading costs of essential purchases

5
PayPal credit has helped me out so many times to spread the cost of purchases around Christmas time. It's taken so much stress away at that time of year and now I use it almost every time I need to make a sudden or unexpected purchase. I also use a credit card however PayPal credit is much easier to use and more transparent when payments are due making it easy and stress free to manage your balance. Highly recommended. Reviewed on: 8th July 2022
Aarny Paterson's avatar
Aarny Paterson

very handy

4
Comes in very handy for payments when I have no money, or when I'm expecting pay cheques. Reviewed on: 8th July 2022
Ike uzuh's avatar
Ike uzuh

easy to use

5
i was able to make several payments easy. i wish it was a transfer account aswell but i have no complaints whatsoever Reviewed on: 8th July 2022
jojo's avatar
jojo

Quick easy and reassuring

5
The whole product from setting up to using and paying back is super easy and convenient Reviewed on: 8th July 2022
Lk wat's avatar
Lk wat

Best credit ever

5
I just love it , its amazing to have something like that Reviewed on: 8th July 2022
Eli Pereira's avatar
Eli Pereira

Top top top

5
I have managed to book my first family holiday thanks to PayPal credit. It’s perfect because you can spread the cost in 4 months instalments with no interest and you don’t really need to have any money up front. Next thing I hope they issue credit cards with the same principle for everyday spending. Reviewed on: 8th July 2022
Francesco Murgia's avatar
Francesco Murgia

Allowed me to make a big big purchase and pay within a few months interest free!

5
I was saving to buy a sofa when the provider had a really good sale PayPal credit allowed me to purchase the sofa and pay back over a few months interest free, It was brilliant not only no interest but was able to take advantage of the promotion also and so saved a few hundred pounds too. Reviewed on: 8th July 2022
AJJ's avatar
AJJ

Perfect

5
It's easy and simple,just perfect Reviewed on: 8th July 2022
Andrzej Furs's avatar
Andrzej Furs

PayPal never lets you down

5
One little PayPal Button At Online Checkout And That’s It, It’s That Easy. Reviewed on: 8th July 2022
KISS MY STAINED GLASS's avatar
KISS MY STAINED GLASS

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill