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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

Always helpful whenever i speak to customers service...

5
Always helpful whenever i speak to customers service, good patient and well explain, which i was not sure about my PayPal credit…many thanks Reviewed on: 26th May 2024

Find it very convenient to pay for goods interest fr...

5
Find it very convenient to pay for goods interest free for a couple of months and others over 24 months Interest free. Reviewed on: 26th May 2024

Great I use it for a lot!

5
Great I use it for a lot of pitch Reviewed on: 26th May 2024

Payment guarantee and dispute management are top notch

5
Payment guarantee and dispute management are top notch Reviewed on: 26th May 2024

Must have Paypal!! definitely recommend

5
Paypal has never caused me any issues, i am able to quickly send and receive money and also make payments on multiple websites. Reviewed on: 26th May 2024

Just really handy and easy to use.

5
Just really handy and easy to use. Reviewed on: 26th May 2024

Very handy as that wee buffer of support for extra e...

5
Very handy as that wee buffer of support for extra expenses Reviewed on: 26th May 2024

Good to build credit rating

5
Found it hard to get credit from most normal means, PayPal credit was easy to apply and use Reviewed on: 26th May 2024

really good never had no problems really handy service

5
really good never had no problems really handy service Reviewed on: 26th May 2024

Good service, great payment options!

5
Good service, great payment options! Reviewed on: 26th May 2024

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