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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181041)

Easy and fast , it was eeficient

5
Easy and fast , it was eeficient Reviewed on: 28th May 2026

I use PayPal for most of my purchases and love that...

5
I use PayPal for most of my purchases and love that I can now get out in google wallet. I feel safe using them, I feel covered should something go wrong. Also love how I can split my large purchase payments and have a choice of how to do so. Reviewed on: 28th May 2026

Easy to set up and use..

5
Easy to set up and use, no hassle just the convenience of using it Reviewed on: 28th May 2026

PayPal is the best out there

5
I always use PayPal for security purposes as I know that they will always help me if any problem with payments. They are reliable, easy to contact and provide me with peace of mind with any transactions that I proceed with. I also love the pay in 3 option which gives me more time to pay for the things that I need. I will always choose PayPal for these reasons. Reviewed on: 28th May 2026

Pay pal is great for money transfers also helping to...

5
Pay pal is great for money transfers also helping to pay things over time it’s a good credit service provider and works for me just fine Reviewed on: 28th May 2026

So easy and quick.

5
So easy and quick. Easy to check balance and account Reviewed on: 28th May 2026

Brilliant very simple to use.

5
Brilliant very simple to use. Great for spreading the cost Reviewed on: 28th May 2026

Makes purchaces safer and more secure.

5
Makes purchaces safer and more secure. Never had any issues really easy to use and set up Reviewed on: 28th May 2026

Easy to use, easy to set up.

5
Easy to use, easy to set up. Can check balance and statements on app. Reviewed on: 28th May 2026

The best of all

5
Always loved PayPal, super convenient at payments, can easily track my spending. Reviewed on: 28th May 2026

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