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PayPal: PayPal Credit reviews

4.90
Based on 75,016 reviews, last reviewed 18th Apr 2026
2231700% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

4 month no interest option is really good. 4 month no interest option is really good. Reviewed on: 18th April 2026

Latest lowest rating:

1

Good luck I just win thousand pounds Good luck I just survive in £1000 Reviewed on: 18th April 2026
ruby 's avatar
ruby

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75016)

I love PayPal, specially when I can't afford to pay...

4
I love PayPal, specially when I can't afford to pay fool price and PayPal give me that opportunity to PayPal in 12 months interest free. It allows me to purchase anything that is really needed for my family and I can't afford to pay in one go. Plus is a safe way to pay and if there is something wrong with the seller, PayPal also to deal with the seller and make them be responsible. One more thing why I would recommend PayPal is because I can send money for free to my friends and family. There is one thing that could be improved: the PayPal credit do not have an option which payment I prefer to pay off first. While I was paying something that was do in two months it actually discounted what I had could pay in a year. So that way it king of "forced"me to pay everything sooner without having an option to pay during a year. Reviewed on: 25th May 2024

My experience with PayPal has been amazing

5
My experience with PayPal has been amazing Reviewed on: 25th May 2024

Its easy to use

5
Its easy to use…Really helpful with credit payments Reviewed on: 25th May 2024

Best Credit and Most Reliable in UK

5
Best Credit and most reliable , clear details, chstomer protection and friendly responsive customer service Reviewed on: 25th May 2024

Very good

5
Very good, help me when I had no money Reviewed on: 25th May 2024

Helps massively to enjoy purchases without the stres...

5
Helps massively to enjoy purchases without the stress of finding the money instantly Reviewed on: 25th May 2024

I’ve had a really good experience with PayPal Credit...

5
I’ve had a really good experience with PayPal Credit, really easy to use and gives me more flexibility with paying! Reviewed on: 25th May 2024

Never had any issues paying with paypal credit.

5
Never had any issues paying with paypal credit. Any returns was put back on credit. Reviewed on: 25th May 2024

Brilliant platform and reliable service with good va...

5
Brilliant platform and reliable service with good value and customer service Reviewed on: 25th May 2024

It's Fast and Easy to apply and setup.

5
It's Fast and Easy to apply and setup. Very affordable too! Reviewed on: 25th May 2024

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