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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181043)

Makes amazing presents possible

5
PayPal makes it possible for me to treat my family for special birthdays and occasions and not have to worry about having to find all the money that second! I particularly love the Pay in 3 option. Reviewed on: 28th May 2026

My opinion

5
All good, works perfectly, no issues, safe payment Reviewed on: 28th May 2026

Excellent service, very easy to use app, I like the...

5
Excellent service, very easy to use app, I like the 2 step authentication process, gives me peace of mind knowing security is important especially with cyber crime. Reviewed on: 28th May 2026

I like the pay in 3 feature, ideal for online orders...

5
I like the pay in 3 feature, ideal for online orders where you can order for choice Reviewed on: 28th May 2026

The platform is extremely easy to use and navigate.

5
The platform is extremely easy to use and navigate. Great customer support, experience and overall good value for money. Furthermore, the platform is available on every checkout site I’ve ever come accross and the credit service is very flexible and easy to manage. Reviewed on: 28th May 2026

Paypal app

5
The app is very convenient and easy to use with very clear information. Reviewed on: 28th May 2026

Great credit provider for big purchases

5
Great credit provider for big purchases Reviewed on: 28th May 2026

Brilliant

5
Brilliant app, easy to set up. Instant access to what's available. Helps me keep track of what im spending and keeping upto date with payments. Reviewed on: 28th May 2026

It's brilliant, great service and reliable site

5
It's brilliant, great service and reliable site Reviewed on: 28th May 2026

Always a very good experience when using paypal

5
Always a very good experience when using paypal Reviewed on: 28th May 2026

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