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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 74,899 reviews, last reviewed 18th Apr 2026
2221000% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great, fast and easy to use Very easy to use and the app is very simple to use and the transaction is very fast Reviewed on: 18th April 2026
Adam W's avatar
Adam W

Latest lowest rating:

1

Good luck I just win thousand pounds Good luck I just survive in £1000 Reviewed on: 18th April 2026
ruby 's avatar
ruby
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (74899)

I’ve had PayPal credit for years and it’s great to h...

5
I’ve had PayPal credit for years and it’s great to have something to lean on when times get tough. Reviewed on: 25th May 2024
Emma's avatar
Emma

Very easy process and app works really well

5
Very easy process and app works really well Reviewed on: 25th May 2024
STEPHEN G's avatar
STEPHEN G

Always quick

5
Always quick and clear answers when needed. Opens a safe place for purchases Reviewed on: 25th May 2024
Ryan H's avatar
Ryan H

Not always there for you

4
I had a few problems with an electric bike didn't get much help from PayPal credit Reviewed on: 25th May 2024
Stephen T's avatar
Stephen T

I have had no problem at all using PayPal prompt and...

5
I have had no problem at all using PayPal prompt and professional Reviewed on: 25th May 2024
Linda c's avatar
Linda c

Love using PayPal for peace of mind and convenience

5
Love using PayPal for peace of mind and convenience Reviewed on: 25th May 2024
D M's avatar
D M

Efficient service

5
Satisfactory service and efficient service. Faster payment with 5 star experience. If you are thinking of joining PayPal account and credit account, please join without hesitation Reviewed on: 25th May 2024
Ade's avatar
Ade

Easy and straightforward application process.

5
Easy and straightforward application process. Quick decision and affordable rate of interest. Very pleased with everything. Reviewed on: 25th May 2024
Maggie W's avatar
Maggie W

Pay pal credit is good, but make sure we pay off the...

4
Pay pal credit is good, but make sure we pay off the money fastly. Reviewed on: 25th May 2024
Sherine B's avatar
Sherine B

Interest free holidays

5
I always use PayPal credit to pay for my holidays and take advantage of the four months interest free payments. It’s so helpful and interest free what’s not to love? Reviewed on: 25th May 2024
Wendy C's avatar
Wendy C

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