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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181043)

Useful tool

Have used PayPal credit to spread the cost of items across 3 months, as is a useful tool. Reviewed on: 28th May 2026

No problems PayPal

I have been using PayPal for several years and I have never had a problem. It’s just an easy secure way to pay online. Reviewed on: 28th May 2026

PayPal Credit has always been reliable and convenien...

PayPal Credit has always been reliable and convenient for me. The service is easy to use, payments are simple to manage, and I feel confident using it when I need flexibility. Overall, a smooth and trustworthy experience. Reviewed on: 28th May 2026

Best way to pay

Easy to set up and use. Very happy with PayPal for years Reviewed on: 28th May 2026

Easy to contact and C/S are helpful

Easy to contact and C/S are helpful Reviewed on: 28th May 2026

Never have any problems perfect service for years sn...

Never have any problems perfect service for years snd very easy to use Reviewed on: 28th May 2026

Always helpful and so great to speak to about any qu...

Always helpful and so great to speak to about any queries I have I use PayPal as often as it is possible. I have order things from dodgy sites thinking they were legit and PayPal have always got my money back for me Reviewed on: 28th May 2026

Masks spending sooo easy!

Masks spending sooo easy! Loveee it Reviewed on: 28th May 2026

It really makes online payments faster and more conv...

It really makes online payments faster and more convenient, especially with its flexible credit options and “Pay in 3” service that allows me to spread payments over time without interest. The platform is secure, easy to use, and widely accepted across many online stores. Its credit offers give me more financial flexibility while helping me manage purchases without immediate full payment. Overall, PayPal stands out as a reliable payment service that combines convenience, security, and customer-friendly financing options. Reviewed on: 28th May 2026

PayPal is always there to support me when I needed...

PayPal is always there to support me when I needed Reviewed on: 28th May 2026

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