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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181043)

Great customer service zero complaints

5
Great customer service zero complaints Reviewed on: 28th May 2026

Brilliant

5
Used PayPal pay in 3 several times etch time without a problem great service Reviewed on: 28th May 2026

Very easy to use and my go to for payments...

5
Very easy to use and my go to for payments Reviewed on: 28th May 2026

Just great!

5
Very straight forward, simple to use and great customer support Reviewed on: 28th May 2026

Always get the help I requested never had any probl...

5
Always get the help I requested never had any problems Reviewed on: 28th May 2026

Good old PayPal !

5
Paid for goods that never arrived and PayPal refunded me easily and efficiently was so helpful happened twice in last 6 months and their help is the reason I use PayPal to make any online payments as you can trust they will refund if you are scammed Reviewed on: 28th May 2026

Really convenient and easy to yse

5
Really convenient and easy to yse Reviewed on: 28th May 2026

I like the option to buy now pay later

5
I like the option to buy now pay later that offers you a 4 months 0% interest. I love how easy it is to use the app. Reviewed on: 28th May 2026

Always responded quickly when needed.

5
Always responded quickly when needed. Instant transfer and the debit card rewards Reviewed on: 28th May 2026

I’ve had a really positive experience using PayPal o...

5
I’ve had a really positive experience using PayPal overall. The platform is easy to use, secure, and makes both personal and business payments very straightforward. Transactions are usually instant, and I like the added buyer protection and security features which give extra peace of mind when purchasing online. The app and website are both simple to navigate, and I’ve found the payment process to be smooth and reliable every time. Customer support has also been helpful whenever I’ve needed assistance. Overall, PayPal has been a convenient and trusted payment service that I would happily recommend to others. Reviewed on: 28th May 2026

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