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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181043)

Positive experience overall.

Positive experience overall. Secure and clear transaction information. Validate every transaction. I feel secure using the app. It’s always safe with using your app. If any issues easy to each customer service through help section and chat option Reviewed on: 28th May 2026

A very safe way of monitoring and using money, gr8 t...

A very safe way of monitoring and using money, gr8 to be able to do the Pay in 3 etc Reviewed on: 28th May 2026

Simple to use, good service , it is easy to contact...

Simple to use, good service , it is easy to contact customer servuce as they are always very helpful Reviewed on: 28th May 2026

Paypal the fast secure way to pay

I think its fast secure and reliable good payment options i Reviewed on: 28th May 2026

Love PayPal pay in 3, so easy to use, I use it for e...

Love PayPal pay in 3, so easy to use, I use it for everything Reviewed on: 28th May 2026

Interest free period

It’s handy that they commonly offer a period of several months without interest being added. Reviewed on: 28th May 2026

Easy to share

Simple and easy to use when sharing money with your younger brothers. Pay in 3 has been a great help when strapped for spending money some months. Just a simple and easy app. Reviewed on: 28th May 2026

Pay Pal credit is great.

Pay Pal credit is great. There was a moment when it was terrible because I was being charged interest by mistake which was really stressful but that's all sorted. Reviewed on: 28th May 2026

Great value, payment options and customer service.

As someone who's had a PayPal account since 2008, I've seen the suite of financial *products and services offered by PayPal grow and with he current global financial crisis, become increasingly vital for a lot of people to help manage their finances personally and for business. As both a customer and vendor, I have found their customer service, (via phone calls with human agents) to be very helpful and responsive in a timely manner. It's good to know online purchases are protected, when rogue companies don't deliver products as promised. Highly recommend. Reviewed on: 28th May 2026

Been using PayPal for years, do all my online purcha...

Been using PayPal for years, do all my online purchases through it as more secure, So easy to use & trusted. Reviewed on: 28th May 2026

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