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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74849 reviews)

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4.90

Based on 74,849 reviews, last reviewed 18th Apr 2026

2216500% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal has made purchases easier Paypal has made my purchases easy with the interest free option for 4months gives you the flexibility to plan and pay off what you owe. Im able to ma... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Good luck I just win thousand pounds Good luck I just survive in £1000 Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74849)

Been fantastic and do like the interest free for 4 m...

Been fantastic and do like the interest free for 4 month if paid off Reviewed on: 25th May 2024

Problem solved quickly especially when I have issues...

Problem solved quickly especially when I have issues with seller not sending the item I paid for Reviewed on: 25th May 2024

I always have the best experience with paypal becula...

I always have the best experience with paypal beculause is helpful and secure with my payments Reviewed on: 25th May 2024

It's been great.

It's been great. I use PayPal for all of my online purchases as I feel it is secure and easy to use. Reviewed on: 25th May 2024

Such simple rules apply and once they were explained...

Such simple rules apply and once they were explained in full I was able to make sure my repayments covered my credit as well as my spending to avoid extra charges Reviewed on: 25th May 2024

I was billed more than normal without prior notice

I was billed more than normal without prior notice Reviewed on: 25th May 2024

No issues, fast efficient service

No issues, fast efficient service Reviewed on: 25th May 2024

Customer Service issues

Very difficult getting to speak with an actual person but using PayPal is a great secure way of paying online they automated service on the telephone is good but limited Reviewed on: 25th May 2024

Always a positive experience.

Always a positive experience, good app and easy to use. Reviewed on: 25th May 2024

I love using PayPal.

I love using PayPal. Either my credit or the 3 installment payments. It makes shopping online so much easier. Reviewed on: 25th May 2024

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