Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181044)

PayPal have always been the market leader in online...

PayPal have always been the market leader in online finance since the early 2000s and they have only continued to improve. their customer service is genuinely the best I've ever dealt with Reviewed on: 28th May 2026

PayPal is safe and easy to use

PayPal is safe and easy to use I use it purchasing online and abroad for protection Reviewed on: 28th May 2026

Easy to use and no fuss, managed easily online and a...

Easy to use and no fuss, managed easily online and a very goid service Reviewed on: 28th May 2026

Hassle free.

Hassle free.reliable ,quick & efficient. Reviewed on: 28th May 2026

Go PayPal

I’ve been using PayPal for years. I can send money instantly to friends and family and I know I have protection when I make purchases but most of all I know my private financial information is held securely. Reviewed on: 28th May 2026

It's so. Easy to use

It's so.easy and convenient to use it makes a massive difference on big purchases it helps us budget each month better as well as save some money as well as enjoying nicer things in life Reviewed on: 28th May 2026

I’ve had a generally positive experience using PayPal.

I’ve had a generally positive experience using PayPal. It’s very convenient and easy to use, especially for online purchases and sending money quickly to family and friends. I also appreciate the added layer of security when shopping online, which gives extra peace of mind. The app is user-friendly and transactions are usually smooth and instant. However, customer service response times can sometimes be slow depending on the issue, and certain account limitations can be frustrating to resolve. Overall, PayPal remains one of the most reliable and widely accepted payment platforms I use, and it has made managing online payments much easier. Reviewed on: 28th May 2026

I can use it almost every where.

I can use it almost every where. Very easy to use. Good customer services using that from years Reviewed on: 28th May 2026

Good, only one tiny suggestion!

I have always had a good experience with PayPal credit. The only thing that I think would help is, being given the option to pay a particular thing you have on PayPal credit. So if you buy something but you have split the cost with someone for instance and they send you the money for their half, you can’t pay that thing off. You just have to make a payment and keep track against other purchases. Reviewed on: 28th May 2026

I wouldn't be without my PayPal card.

I wouldn't be without my PayPal card. Absolutely Amazing service. Great interest rates. Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101213 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub