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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181044)

Been a PayPal user for years now and have never been...

5
Been a PayPal user for years now and have never been unsatisfied with PayPal transactions. Always nice to have their support if transactions go wrong too. Reviewed on: 28th May 2026

Easy to use never have an issue can recommend to...

5
Easy to use never have an issue can recommend to all Reviewed on: 28th May 2026

I have bn using PayPal for.

5
I have bn using PayPal for.5yrs or more great service would recommend to all Reviewed on: 28th May 2026

Been with paypal for a number of years, no issues.

4
Been with paypal for a number of years, no issues. Reviewed on: 28th May 2026

Competitive fees

5
It’s been great to use in a tough spot! Fees aren’t too and especially compared to others Reviewed on: 28th May 2026

Spreading payments

5
Having this PayPal credit card has got me out of a lot of tight situation especially when needing to buy new tech for university and being able to spread the payment Reviewed on: 28th May 2026

Positive PayPal !

5
I've always had a positive experience with PayPal and the few times I've contacted customer service they have been very helpful Reviewed on: 28th May 2026

PAYPAL the must for cresit

5
Easy to set up an account and easy to use with the bonus of 4 months interest free credit. Reviewed on: 28th May 2026

Great but could be better

5
Brilliant service but I have had 2 cases where i have received faulty items and PayPal did not find in my favour. Reviewed on: 28th May 2026

Perfect paypal

5
Prompt customer service, excellent product makes finance easy, safe and affordable Reviewed on: 28th May 2026

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