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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74699 reviews)

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4.90

Based on 74,698 reviews, last reviewed 17th Apr 2026

2202600% increase in 5 star reviews

in the past 90 days

6200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent. Excellent. Easy to use, seamless service Reviewed on: 17th April 2026

Latest lowest rating:

1

Late payment processing or bill payment Late payment processing or bill payment Reviewed on: 17th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74699)

Never got a limit increase in 5 years

Never got a limit increase in 5 years Reviewed on: 24th May 2024

Always there when I need it.

Always there when I need it. great to spread the cost of a purchase or give your self time to pay it. Reviewed on: 24th May 2024

They sorted an issue with payment out and they pick...

They sorted an issue with payment out and they pick up very quick each time I called. So far so good! Keep it up PayPal! Reviewed on: 24th May 2024

I had a scam email saying PayPal set up 3 in 1 for a...

I had a scam email saying PayPal set up 3 in 1 for an I phone and they were really helpful Reviewed on: 24th May 2024

Great service with PayPal been with them for years a...

Great service with PayPal been with them for years and wouldn’t change Reviewed on: 24th May 2024

Ease of payment across on line shopping and sending...

Ease of payment across on line shopping and sending money for regular subscriptions- also always had good customer service when I needed to speak to someone and sorted out issues I have had in the past with any products not recieved Reviewed on: 24th May 2024

They have helped me budget and prepare for celebrati...

They have helped me budget and prepare for celebrations like Xmas and birthdays. Reviewed on: 24th May 2024

Good, credit limit increases quickly if you pay on...

Good, credit limit increases quickly if you pay on time Reviewed on: 24th May 2024

It's right way to pay and your money is safe

It's right way to pay and your money is safe Reviewed on: 24th May 2024

Very easy to use service home and abroad especially...

Very easy to use service home and abroad especially when doing overseas transactions I feel safer using PayPal as I’m guaranteed safety’ Reviewed on: 24th May 2024

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