Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181044 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181044)

Used for years, always done well

I've used Paypal now for many years and never have I had any problems with it. Reviewed on: 28th May 2026

PayPal is a great service to use, helpful to spread...

PayPal is a great service to use, helpful to spread the costs as well. It can be difficult to discuss issues with a customer service representative though. Reviewed on: 28th May 2026

Sort out problem easy, and customers service is exce...

Sort out problem easy, and customers service is excellent. Reviewed on: 28th May 2026

PayPal is versatile with a human Touch

Many times in the past PayPal customer services have afforded me more time to address my balance. Still appreciated today. Reviewed on: 28th May 2026

Convenient easy to use reliable been very useful for me

Convenient easy to use reliable been very useful for me Reviewed on: 28th May 2026

Excellent

All my online purchases are through PayPal. Never been disappointed Reviewed on: 28th May 2026

Good customer service

I haven't had many dealings with customer service but any i have, have been seamless and easy! Especially around scams! Reviewed on: 28th May 2026

I've never had a problem with PayPal and found trans...

I've never had a problem with PayPal and found transactions, easy, reliable and safe. When buying anything, I always look for the PayPal logo and button. Reviewed on: 28th May 2026

Easy to use.

Easy to use. All my cards in one place and PayPal credit Reviewed on: 28th May 2026

So, I've been using Paypal credit for a bit now, and...

So, I've been using Paypal credit for a bit now, and honestly, it's been pretty handy. It’s super convenient for those larger purchases when I don’t want to drop a ton of cash all at once. The whole application process was surprisingly straightforward, which was a nice change of pace. Plus, I like that I can keep track of everything right within my existing Paypal account. It definitely makes managing my finances a little easier. Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101213 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub