Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181044 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181044)

Meeting my needs and requirements.

I find that PayPal meets all my financial needs and requirements. What I really like it that PayPal is a secure platform and I do not have to be concerned re my purchases and where there may be an issue Customer Care are really there to assist and resolve. Thanks. Reviewed on: 28th May 2026

I'm with PayPal for a years!

I'm with PayPal for a years! You never let me down. Well some of occasions PayPal was very helpful. Keep it going Reviewed on: 28th May 2026

Struggle to update phone number and unsure how to do...

Struggle to update phone number and unsure how to do it as the user guides don't work Reviewed on: 28th May 2026

Simple, efficient and accessible.

Simple, efficient and accessible. And on the rare occasions it goes wrong the service team respond quickly and with care. I can buy whatever i need, whenever i need both physically or digitally without difficulty. I always feel protected and safe making transactions with Paypal. Reviewed on: 28th May 2026

PayPal is the best

Experience has always been great to use the service. No hassle or disappointment Reviewed on: 28th May 2026

Points scheme, always works well, easy to use

Points scheme, always works well, easy to use Reviewed on: 28th May 2026

Like the PayPal works for me very easy to use...

Like the PayPal works for me very easy to use Reviewed on: 28th May 2026

Ever time I’ve had a problem with a seller not sendi...

Ever time I’ve had a problem with a seller not sending the product E Bay has always been there, refunding me straight away thank you! Reviewed on: 28th May 2026

Very good, excellent helpful.

Very good, excellent helpful. Sometimes I can be behind payments. Reviewed on: 28th May 2026

It provides me with a card that i can use my credit...

It provides me with a card that i can use my credit everywhere in any shop. I also can take advantages of pay in 5 installments using my credit which is amazing. Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.70 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101213 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub