Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181045 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181045)

5 stars, great tool, reccomend highly.

5 stars, great tool, reccomend highly. Reviewed on: 28th May 2026

I would like to commend PayPal’s customer service te...

I would like to commend PayPal’s customer service team for their excellent support. They were extremely helpful, professional, and efficient in assisting me with my purchase and all related matters. I truly appreciate their guidance and outstanding service. Reviewed on: 28th May 2026

Execellent

Easy to work with and control limits Reviewed on: 28th May 2026

It’s very safe and good.

It’s very safe and good. Always I recommend to everyone. I like PayPal and very safe. Reviewed on: 28th May 2026

Easy to use & track spend.

Easy to use & track spend. app is easy to navigate & most retailers allow paypal credit Reviewed on: 28th May 2026

Using PayPal every time is a great experience.

Using PayPal every time is a great experience. Is always easy and extrait forward. I find instructions easy to follow. They always explain every thing so you know what to expect. I have been a customer for over 20 years and I have never have a negative experience with PayPal, I always recommend it to friends and family. Reviewed on: 28th May 2026

Everytime iv had to contact PayPal which isn’t often...

Everytime iv had to contact PayPal which isn’t often iv had excellent experience Reviewed on: 28th May 2026

Great offer

Great for cash flow and helps massively with every day life Reviewed on: 28th May 2026

Always efficient and a breeze to use.

Always efficient and a breeze to use. Reviewed on: 28th May 2026

I have a good experience with PayPal so far.

I have a good experience with PayPal so far. I would say it’s more reliable and trustworthy. Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101213 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub