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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (74049 reviews)

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4.90

Based on 74,049 reviews, last reviewed 17th Apr 2026

2141900% increase in 5 star reviews

in the past 90 days

6100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Seamless, easy to keep track of spending and chat to... Seamless, easy to keep track of spending and chat to agents when needed Reviewed on: 17th April 2026

Latest lowest rating:

1

Scammed 3 times by the same scammer Got scammed three times in three transactions from the same seller. PayPal would only refund one. Leaving me £200 out of pocket even though it’s clea... Read more Reviewed on: 17th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (74049)

It's good but they need to increase the limit as I h...

It's good but they need to increase the limit as I have a good history with them Reviewed on: 23rd May 2024

I have been using PayPal for over a year and all I c...

I have been using PayPal for over a year and all I can say is that it is the best online wallet I have ever used. It’s easier than my mobile banking accounts. Reviewed on: 23rd May 2024

Never had a problem with PayPal, always do the best...

Never had a problem with PayPal, always do the best for me to ensure the best outcome and payment terms Reviewed on: 23rd May 2024

Easy to understand & use with alternative facilities...

Easy to understand & use with alternative facilities which is very useful Reviewed on: 23rd May 2024

PayPal have always helped when it’s needed

PayPal have always helped when it’s needed and customer service is very supportive. I have always received responses quickly. Reviewed on: 23rd May 2024

So easy to spread cost over 3 or 4 payments with 0 i...

So easy to spread cost over 3 or 4 payments with 0 interest Reviewed on: 23rd May 2024

My pal paypal

Reviewed on: 23rd May 2024

I have ever had a problem using PayPal credit it gi...

I have ever had a problem using PayPal credit it gives me more freedom and choice to be able to buy items might not normally been able Reviewed on: 23rd May 2024

Very Good

It is very easy and handy to use with very clear repayment inforamtion when needed. Reviewed on: 23rd May 2024

It's my preferred choice, better than other payment...

It's my preferred choice, better than other payment and credit alternatives that I can use. Reviewed on: 23rd May 2024

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