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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76844 reviews)

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4.90

Based on 76,844 reviews, last reviewed 19th Apr 2026

2400100% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I find PayPal easy and straightforward. I find PayPal easy and straightforward. I like it protects my transactions. Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76844)

Effortless app with secure features that promotes fr...

Effortless app with secure features that promotes free transfer of funds between friends and allows for a consistent approach to paying for goods and services. I couldn’t be without it. Reviewed on: 30th May 2024

Always an easy process with information

Always an easy process with information Reviewed on: 30th May 2024

I’m really happy to use PayPal all the time and I kn...

I’m really happy to use PayPal all the time and I know all transactions using PayPal will be safe ana secure. Reviewed on: 30th May 2024

I always use PayPal and always had a positive experi...

I always use PayPal and always had a positive experience even if I’ve had a problem it gets sorted quickly Reviewed on: 30th May 2024

PayPal always there when you need them.

PayPal always there when you need them. Never had any problems Reviewed on: 30th May 2024

My go to for credit

I have used PayPal credit for a long time and quite often, easily approved, easy to checkout with it! My go too always when I need it. Reviewed on: 30th May 2024

Helpful and cost effective spreading cost in this cu...

Helpful and cost effective spreading cost in this current climate where everyone is struggling Reviewed on: 30th May 2024

Simple to use, secure and worry free

Simple to use, secure and worry free Reviewed on: 30th May 2024

Has helped me buy big purchase with ease gives you t...

Has helped me buy big purchase with ease gives you that extra time to pay it off helps spread the cost to make it more affordable Reviewed on: 30th May 2024

The Safer Option

I’ve been using PayPal for years, it feels safe to pay with them because they sort out problems if you’re not happy with purchases especially if you feel you’ve been scammed. Reviewed on: 30th May 2024

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