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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Adequate

4
It’s always been a basic straightforward resolving of the queries I’ve had Reviewed on: 28th May 2026

Payments are manageable and they are very understand...

5
Payments are manageable and they are very understanding of circumstances. Reviewed on: 28th May 2026

Its an invaluable tool.

5
Its an invaluable tool. I use it several times a week Reviewed on: 28th May 2026

Fantastic and easy to use .

5
Fantastic and easy to use . Offers great payment options , quick and easy transfers from accounts . Or easy savings options with the PayPal balance card Reviewed on: 28th May 2026

Ive had one bad experience i never recieved goods fr...

4
Ive had one bad experience i never recieved goods from a seller paypal sided with the seller never recieved the goods lost £70 The seller clearly didnt send the goods i was one of many from the same seller Reviewed on: 28th May 2026

Very good pay pal credit, easy to use and pay...

5
Very good pay pal credit, easy to use and pay online Reviewed on: 28th May 2026

Can not live without paypal

4
Dealing with customer service one click of a button and you have paid for your item.Multiple bank accounts can be added and money back guaranteed Reviewed on: 28th May 2026

PayPal just works.

5
PayPal just works. Whether it’s a sofa or an outfit for a wedding, there’s always options; split into 3 payments or interest free for 4 months. Life is expensive and PayPal is a great backup. Reviewed on: 28th May 2026

Great service.

5
Great service. Helps me out a lot with stuff for my band. Reviewed on: 28th May 2026

I love paypal it allows me to pay in 3 and use the a...

5
I love paypal it allows me to pay in 3 and use the available credit i have .Pay pal remains top of all providers. Reviewed on: 28th May 2026

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