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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

The Best

Amazing banking and finance experience Reviewed on: 28th May 2026

Great service

Easy to use and reliable, always my go to service Reviewed on: 28th May 2026

Always happy with the experience.

Always happy with the experience. Reviewed on: 28th May 2026

Great lender.

Great lender. Giving a bit of interest free time really helps. The one issue I have had (with someone else, but I had to go through PayPal to sort it) they were great. Fantastic customer service. Really recommend them to anyone. Reviewed on: 28th May 2026

Best value offer

Lots of reasons but mainly it means I don't have to break the bank. Reviewed on: 28th May 2026

Excellent company, Long term customer.

I've been a paypal customer for around 15+ Years. Used regularly with ebay, as this was very convenient for me. I've recently purchased a new mobile phone, and could not refuse the deal for the PayPal credit, which included a credit card, and a very good credit limit. This has helped me space out my payments for my new Phone. I've never had any issues, and everything works as it should. Highly recommend paypal to everyone. Reviewed on: 28th May 2026

There for me on a Christmas Eve

I have never had problems with PayPal, been using for ages. Once they helped me sort out a dodgy transaction on a Christmas Eve, what else can one wish for? Reviewed on: 28th May 2026

Handy backup to have, very easy app to use and it's...

Handy backup to have, very easy app to use and it's secure Reviewed on: 28th May 2026

good feedback and understanding

good feedback and understanding; Reviewed on: 28th May 2026

highly recommend

Easy to use and very helpful.if ever a problem Reviewed on: 28th May 2026

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