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PayPal: PayPal Credit reviews

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4.90
Based on 67,004 reviews, last reviewed 15th Apr 2026
1492300% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's excellent service being able to purchase items... It's excellent service being able to purchase items and either do pay back in 3 payments or over a longer time Reviewed on: 15th April 2026
Laurence M's avatar
Laurence M

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67004)

Paypal Credit good experience!.

5
Ive been with Paypal credit a fair whiles, ive never had any real issues. Customer service advisors have always been courteous and proffesional when ive had a query...so happy overall!. Reviewed on: 12th August 2022
Tycho43's avatar
Tycho43

Easy to use

5
Really find the payments affordable and easy to use the app Reviewed on: 12th August 2022
Grant McGinty's avatar
Grant McGinty

No 1 :)!1

5
It’s been amazing to have. Helped to buy furniture for my son room and he love Reviewed on: 11th August 2022
Evelyn Mudhombo's avatar
Evelyn Mudhombo

Excellent service

5
Easy to pay back and brilliant service Reviewed on: 11th August 2022
Gemma pollock's avatar
Gemma pollock

Its excellent

5
I love PayPal credit because gives me flexibility on my payments Reviewed on: 11th August 2022
Faheema 's avatar
Faheema

paypal credit

5
easy to set up the paypal credit, easy to pay for goods easy to settle up. Reviewed on: 11th August 2022
toby taylor's avatar
toby taylor

Excellent help when needed

5
Using Paypal Credit has been a godsend helping purchase things that are needed especially now times are tough and having that chance to pay back over a short period no interest is amazing Reviewed on: 11th August 2022
karl hall's avatar
karl hall

Amazing

5
PayPal are amazing credit users. The payback fee is very little and the Apr is very little too. I'd recommend this to everyone. Reviewed on: 11th August 2022
Conor's avatar
Conor

Great back up during tricky times!

5
Having PayPal credit has been great to use as a fall back during those tricky times. It has been easy to pay off and the interest rates are reasonable. Also great to have the option to set up a direct debit so you don’t forget repayments! Reviewed on: 11th August 2022
Qasim's avatar
Qasim

Wonderfully easy to use

5
Easiest credit card I’ve ever had. Just log in and pay! Reviewed on: 11th August 2022
Peter clinton's avatar
Peter clinton

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