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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

Easy transactions and can keep track of spending habits

5
Easy transactions and can keep track of spending habits Reviewed on: 28th May 2026

Never had a problem and it’s a very convenient good...

5
Never had a problem and it’s a very convenient good value service Reviewed on: 28th May 2026

The best money app!

5
The best money app! PayPal has been one of the safest and easiest ways for me to send and receive payments. I really like the buyer and seller protection, which gives extra peace of mind when making purchases or doing business online. Payments are quick, secure, and easy to track, and the app is very simple to use. I also appreciate the security features and how PayPal helps keep financial information protected without needing to share bank details directly with sellers. Customer support has always been helpful whenever needed. Overall, a reliable and trustworthy platform for both personal and business use. Reviewed on: 28th May 2026

Love pay pal it’s very efficient.

5
Love pay pal it’s very efficient. Reviewed on: 28th May 2026

Super simple and easy to navigate.

5
Super simple and easy to navigate. Very user friendly and it does not feel like they have hidden costs or try to send you in the abyss of debt Reviewed on: 28th May 2026

Always used PayPal for quick payments when getting c...

5
Always used PayPal for quick payments when getting concert tickets. Reviewed on: 28th May 2026

Great service, fast payment process

5
Great service, fast payment process Reviewed on: 28th May 2026

Paypal is easy to use it is straight forward and acc...

5
Paypal is easy to use it is straight forward and accessiable at all time Reviewed on: 28th May 2026

Always an efficient way of making a purchase and exc...

5
Always an efficient way of making a purchase and excellent customer service Reviewed on: 28th May 2026

Amazing from top to bottom.

5
Amazing from top to bottom. Always smooth and with no issue Reviewed on: 28th May 2026

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