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PayPal: PayPal Credit reviews

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4.90
Based on 65,881 reviews, last reviewed 14th Apr 2026
1388700% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service I am very happy with PayPal pay in 3 and credit. Very good service Reviewed on: 14th April 2026
Steve G's avatar
Steve G

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65881)

Good credit lender

4
Provide good deals on credit when needed Reviewed on: 8th July 2022
Callum Napier's avatar
Callum Napier

Everyone needs to have one

5
Like the service and better experience than the boring cards!! Love it and would highly recommend everyone has got one!! Reviewed on: 8th July 2022
Sudhakar Purushothaman 's avatar
Sudhakar Purushothaman

Amazing service

5
PayPal is amazing and it’s really helpful specially 4 month 0% apr . Well recommend for those who wants to build them credit history as well now a days 99% companies accept PayPal I believe so it’s a great opportunity to use this credit and pay back in small instalments every month. I’m very happy with PayPal Credit service and will recommend. Reviewed on: 8th July 2022
Repair zone's avatar
Repair zone

Financial Friend

5
PayPal Credit Helped me so many times when I required emergency purchases and had a limited balance in hand. At the time, PayPal Credit was like a good friend for helping me with my financial assistance. Reviewed on: 8th July 2022
Vishnugiri Gosai's avatar
Vishnugiri Gosai

It's so Easy and Flexible

5
Love Paypal credit and the 4 months to pay, unlike others gives reminders when payments are due and you can set payments up in advance, so easy. Statements are clear and tell you exactly when something has to be fully apid, fantastically transparent, it is my preferred way to pay for purchases over £100. Reviewed on: 8th July 2022
Carole Thorpe's avatar
Carole Thorpe

Best

4
Safe and secure transactions by using PayPal Reviewed on: 8th July 2022
Maria Meshhadi's avatar
Maria Meshhadi

Easy to access and even easier to purchase items

5
I’ve used PayPal credit a few times now because I trust it and feel safe whenpurchasing items I cannot afford to pay for all at once Reviewed on: 8th July 2022
Sam allott 's avatar
Sam allott

Paypal

5
hi, i am very happy with paypal and very good Credit Card. Reviewed on: 8th July 2022
Mehboob Hasham's avatar
Mehboob Hasham

Payment with ease

5
With PayPal, payments can be made on various websites as quickly as possible. The credit options gives you an opportunity to purchase and pay later. Never felt more confident shopping online thanks to their fraud management protocols. Reviewed on: 8th July 2022
Business Soab's avatar
Business Soab

Life saver

5
Currently getting my recently bought house for the arrival of a new born baby. Helps getting big items and spreading the cost across 4 months and pay no interest absolute god send. Reviewed on: 8th July 2022
nathan procter's avatar
nathan procter

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