Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

View other PayPal products

4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181040)

Simple and easy

Easy to use! No problems, very simple and peace of mind when using PayPal for a company I’ve never used before Reviewed on: 28th May 2026

The best payment method for me is one that offers se...

The best payment method for me is one that offers security and protection Reviewed on: 28th May 2026

I find it very helpful as I work part-time and when...

I find it very helpful as I work part-time and when I need to perchase a expensive item then I can pay for it with you and then gradually pay it back at my discretion Reviewed on: 28th May 2026

EVERY WHERE PAYMENTS

GOOD FOR PAYING ANY WHERE because the system is available when on travels and connected to most stores Reviewed on: 28th May 2026

It was really good - no problems have a decent limit...

It was really good - no problems have a decent limit and good rate Reviewed on: 28th May 2026

The service was very good and easy

The service was very good and easy Reviewed on: 28th May 2026

Good credit

Excellent service the best very safe Reviewed on: 28th May 2026

Excellent and Convenient PayPal Credit Experience

My experience with PayPal Credit has been very positive. It is convenient, easy to use, and makes managing purchases much more flexible. The application process was straightforward, and once approved, I was able to spread the cost of purchases with manageable payments. I also found the PayPal app and website simple to navigate, making it easy to track balances, payments, and due dates. Transactions are quick and secure, and the option to use PayPal Credit at many online retailers is very helpful. Overall, it has been a reliable and useful financial tool for managing online purchases responsibly. Reviewed on: 28th May 2026

Big olus

Great account like the flexibility especially with card on my phone a thumbs up from me Reviewed on: 28th May 2026

It’s quick and easy.

It’s quick and easy. Always dependable Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101211 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub