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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

It is easy to use and it provides great access...

5
It is easy to use and it provides great access Reviewed on: 28th May 2026

I’m using PayPal for a very long time personally and...

5
I’m using PayPal for a very long time personally and also for my business. It is very easy and quick though the charges are little bit more for business transactions. Reviewed on: 28th May 2026

flawless experience so far

5
flawless experience so far, only issue is the time it takes to get the repayments to appear in your account Reviewed on: 28th May 2026

No quibble Finance good provider

5
No quibble Finance good provider Reviewed on: 28th May 2026

Useful alternative to credo cards

5
PayPal credit gives me the flexibility to spread the cost of my purchases, making it easier to maintain control of my finances. How many more characters do you want me ti type before it is enough for Reviewed on: 28th May 2026

easy to use and reassurance if anything goes wrong.

5
easy to use and reassurance if anything goes wrong. Backed up with great customer service Reviewed on: 28th May 2026

Good rate of interest..

4
Good rate of interest compared to other companies and regular reviews of credit amount. Reviewed on: 28th May 2026

I love using PayPal for all the transactions I been...

5
I love using PayPal for all the transactions I been with PayPal 10 years never had any issue and good thing if my parcel not received PayPal sort very easily so I only trust PayPal and 4 months interest free is bang on Reviewed on: 28th May 2026

Never any problems all good ,used quite a few times...

5
Never any problems all good ,used quite a few times now love the interest free options Reviewed on: 28th May 2026

Love pay pall)) recommend everyone to use

5
Easy to use , perfect service , need money pay pall here for you Reviewed on: 28th May 2026

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