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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

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4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75248)

Paypal is user friendly and simple for all

Easy to use. Customer support have always been really clear and helpful when needed. The app provides alot of information and is very clear to use. The credit limit can be managed by yourself if you wish to lower your limit Reviewed on: 26th May 2024

Why should you use PayPal?

There are many reasons to use PayPal; they include: a brilliant customer service team, that are always very friendly and helpful, A great quality app, very smart, sophisticated and easy to use, PayPal credit, integration with most large businesses and PayPal credit. Overall a 10/10 company. Fantastic. Reviewed on: 26th May 2024

Let’s me buy things with safety and the confidence I...

Let’s me buy things with safety and the confidence I need to have online. Reviewed on: 26th May 2024

I am happy with PayPal nice application and very ye...

I am happy with PayPal nice application and very yesy send money Reviewed on: 26th May 2024

Excellent service.

Excellent service. Easy to use and track spending Reviewed on: 26th May 2024

Simply works!

Its so easy,convienient,accepted almost every where i want to use it. I Like that I have time to pay things back. If i have an emergency purchase like new appliance I knowits there for me and i can spread rhe cost. Easily and reliably and I'm protected from Scammers. Reviewed on: 26th May 2024

Had a few issues in the past with sellers and as lon...

Had a few issues in the past with sellers and as long as I'd payed using the correct channels paypal have been amazing. Reviewed on: 26th May 2024

I had a issue and couldn't open my account I called...

I had a issue and couldn't open my account I called them and they dealt with my issue straight away excellent service Reviewed on: 26th May 2024

Good experience, good customer service and trustworthy

Good experience, good customer service and trustworthy Reviewed on: 26th May 2024

Thank you!

I am grateful for the option to pay in four months without interest and to purchase expensive items like a laptop in 36 months without interest. Thank you! Therefore, PayPal offers the option to pay later without interest. However, if I am up to date, you may not be able to use it to purchase food at Sainsbury or Tesco. Reviewed on: 26th May 2024

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