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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Easy, hassle free, makes life possible on the move.

Easy, hassle free, makes life possible on the move. Reviewed on: 28th May 2026

I use PayPal credit and pay in 3.

I use PayPal credit and pay in 3. Both are very reliable and refunded quickly if you send anything back. This is a secure way to pay Reviewed on: 28th May 2026

Great and practical

Great and practical there is nothing better than PayPal credit I only have good experience Reviewed on: 28th May 2026

Excellent

It is so easy to pay and a trusted site. I always pay through pp as its safer. Reviewed on: 28th May 2026

Great addition of the PayPal points

Great addition of the PayPal points Reviewed on: 28th May 2026

Amazing and simple*****

So easy to use and very convenient Reviewed on: 28th May 2026

Easy and Convenient to Use

I’ve been using PayPal Credit for some time now and overall I’ve had a very positive experience. The application process was quick and straightforward, and I like how easy it is to use alongside regular PayPal purchases. It’s especially useful for larger purchases as the promotional 0% interest offers can help spread the cost over several months. The app and website are both simple to navigate, making it easy to check balances, review transactions and make payments. I also appreciate receiving reminders about upcoming payments, which helps avoid missing due dates. Transactions usually update quickly and the flexibility has been really helpful when managing unexpected expenses or bigger one-off purchases. One thing to be aware of is that the interest rates can become quite high if the balance is not cleared within the promotional period, so it’s important to read the terms carefully and stay on top of repayments. Overall, I’ve found PayPal Credit to be reliable, convenient and easy to manage when used responsibly. Reviewed on: 28th May 2026

PayPal allows me to purchase securely and safely.

PayPal allows me to purchase securely and safely. If I can’t pay PayPal online then I don’t purchase. Any issues with consumers have been resolved quickly using the PayPal app. Reviewed on: 28th May 2026

Peace of mind

I have had a couple of issues with purchases over the years. PayPal has given me a lot of peace of mind know they are able to resolve issues very quickly. Reviewed on: 28th May 2026

It helps with all my online payments and interest ra...

It helps with all my online payments and interest rates are very attractive. Reviewed on: 28th May 2026

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