Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 75,248 reviews, last reviewed 18th Apr 2026
2253300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026
Adamski's avatar
Adamski

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (75248)

My experience with PayPal has been excellent and the...

5
My experience with PayPal has been excellent and the services they provide to customers are up to standard. Reviewed on: 26th May 2024

Great experience for using PayPal

5
Straight forward, easy to use, especially I can use my PayPal credit by using my curve card. Great customer service, Reviewed on: 26th May 2024

PayPal is good for budgeting and easy to use for pay...

5
PayPal is good for budgeting and easy to use for payments Reviewed on: 25th May 2024

Simple to use, efficient and protected

4
Simple to use, efficient and protected Reviewed on: 25th May 2024

Quick and easy professional seevice

5
Quick and easy professional seevice Reviewed on: 25th May 2024

It is very helpful for me some time that’s way I like .

5
It is very helpful for me some time that’s way I like . Reviewed on: 25th May 2024

Been using a PayPal for 20 years very happy with Nav...

5
Been using a PayPal for 20 years very happy with Navad any problems it is absolutely brilliant Reviewed on: 25th May 2024

Easy no fuss transactions

5
Easy no fuss transactions laid out clearly with dates and payment requirements Reviewed on: 25th May 2024

It’s an excellent way for purchase more time to pay...

5
It’s an excellent way for purchase more time to pay Reviewed on: 25th May 2024

Highly recommended

5
Always been dependable, any problems have been resolved easily, would highly recommend. Reviewed on: 25th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 34229 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 60 reviews
    PayPal
    View all products