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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

Sing don’t sting!

5
A bargain’s a bargain only if you receive it! Paypal takes away the anxiety of potentially becoming victim to the many ‘scams’ proliferating the internet, and, with money being stretched beyond recognition, that is a very welcome courtesy! Reviewed on: 28th May 2026

Happy customer

5
Great service and interests free option has been so helpful. Reviewed on: 28th May 2026

Easy to use

5
Easy to use, I like that I have the option to have the card on my Apple wallet so I’m not restricted to online purchasing Reviewed on: 28th May 2026

PayPal is secure and is always very easy not just to...

5
PayPal is secure and is always very easy not just to use to pay for items but also to manage my balances. Reviewed on: 28th May 2026

I do enjoy using PayPal.

5
I do enjoy using PayPal.. eases my mind on scams and helps when buying items online.. a notification before payments are due would be better than getting one after the due date.. thank you Reviewed on: 28th May 2026

Good service from PayPal and the amount of money I c...

5
Good service from PayPal and the amount of money I can do is the same thing as I have to do it to you and Reviewed on: 28th May 2026

Fantastic service

5
Excellent all round service. Never disappointed with PayPal or their customer swrvice Reviewed on: 28th May 2026

Great Company.

5
Intuitive, clear, simple and secure. Reviewed on: 28th May 2026

The safer way to pay

5
The app allows me to collect points on items I'd normally pay with my debit card. And having a virtual card makes transactions more safer. Reviewed on: 28th May 2026

I had a great opportunity to spread my payments over...

5
I had a great opportunity to spread my payments over the 4 months which I’m grateful Reviewed on: 28th May 2026

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