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PayPal: PayPal Credit reviews

4.90
Based on 65,942 reviews, last reviewed 14th Apr 2026
1394400% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive experience with PayPal Credit. Always had a positive experience with PayPal Credit. Reviewed on: 14th April 2026
Marisa's avatar
Marisa

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (65942)

Good product

5
I have paid for shopping several times and I did not expect it to be so simple. no fees if we meet the repayment time. I can confidently recommend paypal credit to everyone Reviewed on: 8th July 2022

Great

5
Its so simple And makes my life easier Reviewed on: 8th July 2022

Fab, easy to use, many merchants

5
It just makes life easier! I can spread costs with interest free credit and I can use it in so many places. Thank you Reviewed on: 8th July 2022

PayPal credit

5
Started off way a 600 limit now got a 2.5k limit never had issues with it always comes in handy for buying bigger items and helping spread the cost out Reviewed on: 8th July 2022

Paypal saves my skin every time!

5
Argh! Kids' birthday party you forgot about? No gift and no money in the bank? Fear not- Paypal Credit has your back! Gift sorted, child happy, pay it back next payday. Phew! Reviewed on: 8th July 2022

Convenient and Quick

5
The best thing about Pay Pal is the speed at which transactions are completed together with the necessary security. Reviewed on: 8th July 2022

amazing help during renovations

5
super safe, reliable service - a must when renovating thehouse Reviewed on: 8th July 2022

Quick and Easy

5
Always on hand if i need a little extra help and pay for things that usually I would have to wait for PayDay. Reviewed on: 8th July 2022

Easy to use, peace of mind

5
I was struggling financially and PayPal Credit turned out to be very helpful for my large, unexpected payments with great offers and fees Reviewed on: 8th July 2022

Great

4
PayPal has and still apart of my everyday life as it is more Secure and great customer service that always happy to help Reviewed on: 8th July 2022

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