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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

Excellent and i recommend it's very good

5
I recommend and it's helpful to me Reviewed on: 28th May 2026

Super convenient and easy to use service

5
A super convenient and easy to use service with customer service available at all times Reviewed on: 28th May 2026

Easy to use, navigate and points benefitd

5
Easy to use, navigate and points benefitd Reviewed on: 28th May 2026

Great service

5
Great service, adds additional layer of protection against scam sellers Reviewed on: 28th May 2026

I have been with PayPal a long time I value...

5
I have been with PayPal a long time I value them Reviewed on: 28th May 2026

Fabulous experience thankyou awesome Great

5
Fabulous experience thankyou awesome Great Reviewed on: 28th May 2026

Fab All good.

5
Fab All good. Wold recommend to anyone. Use all the time. Reviewed on: 28th May 2026

Only use the App which is good and easy to...

4
Only use the App which is good and easy to use Reviewed on: 28th May 2026

Highly Positive

5
I’ve been using PayPal Credit for a while now and highly recommend it. The 4-month 0% interest on purchases over £99 is an absolute lifesaver for budgeting larger expenses. It integrates perfectly with my regular PayPal account, making checkout fast and keeping all my payments easy to track in one app. I've never had an issue with it. Reviewed on: 28th May 2026

The most reliable form of payment transactions, alwa...

5
The most reliable form of payment transactions, always fair and always on time Reviewed on: 28th May 2026

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