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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75282)

Had a few issues in the past with sellers and as lon...

5
Had a few issues in the past with sellers and as long as I'd payed using the correct channels paypal have been amazing. Reviewed on: 26th May 2024
Jason B's avatar
Jason B

I had a issue and couldn't open my account I called...

5
I had a issue and couldn't open my account I called them and they dealt with my issue straight away excellent service Reviewed on: 26th May 2024
Natasha h's avatar
Natasha h

Good experience, good customer service and trustworthy

4
Good experience, good customer service and trustworthy Reviewed on: 26th May 2024
Shorish s's avatar
Shorish s

Thank you!

5
I am grateful for the option to pay in four months without interest and to purchase expensive items like a laptop in 36 months without interest. Thank you! Therefore, PayPal offers the option to pay later without interest. However, if I am up to date, you may not be able to use it to purchase food at Sainsbury or Tesco. Reviewed on: 26th May 2024
Iuliana S's avatar
Iuliana S

My experience with PayPal has been excellent and the...

5
My experience with PayPal has been excellent and the services they provide to customers are up to standard. Reviewed on: 26th May 2024
Samuka S's avatar
Samuka S

Great experience for using PayPal

5
Straight forward, easy to use, especially I can use my PayPal credit by using my curve card. Great customer service, Reviewed on: 26th May 2024
Yu Z's avatar
Yu Z

PayPal is good for budgeting and easy to use for pay...

5
PayPal is good for budgeting and easy to use for payments Reviewed on: 25th May 2024
Field Marshall 's avatar
Field Marshall

Simple to use, efficient and protected

4
Simple to use, efficient and protected Reviewed on: 25th May 2024
Siobhan R's avatar
Siobhan R

Quick and easy professional seevice

5
Quick and easy professional seevice Reviewed on: 25th May 2024
Noel H's avatar
Noel H

It is very helpful for me some time that’s way I like .

5
It is very helpful for me some time that’s way I like . Reviewed on: 25th May 2024
Mostafa's avatar
Mostafa

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