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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

First class service from a first class team

First class service from a first class team Reviewed on: 28th May 2026

Flexibility and Extensive Coverage

I especially enjoy the Pay in 3 option as this allows me to spread my payments out more evenly. The convenience of using PayPal though extends beyond that as it is usable for most situations and gives me a lot of flexibility. Reviewed on: 28th May 2026

Never had a problem- so easy to operate and useable...

Never had a problem- so easy to operate and useable right across the board Reviewed on: 28th May 2026

I feel safer paying online using PayPal as there are...

I feel safer paying online using PayPal as there are so many scammers .easy access and when im a little short the pay in 3 is very convenient Reviewed on: 28th May 2026

Easy to use, helps me track my spending, feels safe.

Easy to use, helps me track my spending, feels safe. Reviewed on: 28th May 2026

Very convinient and useful

It is very convinient and useful way of making transaction. Reviewed on: 28th May 2026

No hassling you for payments or scare mongering lett...

No hassling you for payments or scare mongering letters. Just pay back as soon as you can. Reviewed on: 28th May 2026

Perfect app give benefits took nothing

Perfect app give benefits took nothing Reviewed on: 28th May 2026

PayPal is extremely good

Never had problems. Very efficient tool to make secure payments. Reviewed on: 28th May 2026

I like paypal as it is secure

I like paypal as it is easy to use and it is secure Reviewed on: 28th May 2026

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