Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

Lots of purchases done with pay pal,all problems whe...

5
Lots of purchases done with pay pal,all problems where resolved thank you Reviewed on: 28th May 2026

Excellent service

5
Never had issues, easy to navigate the app, quick to contact and offer a lot of flexibility Reviewed on: 28th May 2026

Pay pal pay in 3 is a game changer for modern living...

5
Pay pal pay in 3 is a game changer for modern living, it’s a quick boost to your finances if you ever need anything or want to treat yourself close to pay day, it’s helpful and affordable and helps with the cost of living crisis Reviewed on: 28th May 2026

Easy and like pay in 3 option where you pay small am...

5
Easy and like pay in 3 option where you pay small amounts over 3 months Reviewed on: 28th May 2026

Fantastic service, allows people to buy less afforda...

5
Fantastic service, allows people to buy less affordable products spreading the costs across Reviewed on: 28th May 2026

Paypal has always been so convenient for me and also...

5
Paypal has always been so convenient for me and also offers the choice to pay over time or in three which can be very helpful. The app has always been up to date and very easy to use and seamless transactions at website checkouts. PayPal will mostly be my go-to for online payments with the added security. It just gives me the confidence to use it all the time! Reviewed on: 28th May 2026

PayPal helped me with my payments a lot

5
PayPal helped me with my payments a lot Reviewed on: 28th May 2026

Nothing but positive things to say about PayPal.

5
Nothing but positive things to say about PayPal. Pay in 3 and credit are so handy Reviewed on: 28th May 2026

Great experience throughout.

5
Great experience throughout. Good customer service, very prompt responses. Reviewed on: 28th May 2026

My review

5
Service is great and quick, customer service always their to solve any queries. Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101211 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products