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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

Very useful and easy to use!

5
I have used paypal credit for a number of transactions. Was very easy to set up and manage through both the app and the website. Very user friendly and will definitely continue using. The option for 4 months interest free is incredibly useful, allowing me to manage my money much easier. Reviewed on: 26th May 2024

Nice and easy transactions hastle free

5
Nice and easy transactions hastle free Reviewed on: 26th May 2024

Had a seamless experience so far.

5
Had a seamless experience so far.. Waiting for the updated Cryptocurrency regulation to continue trading bitcoin. Reviewed on: 26th May 2024

Good for small purchases

4
Conveniant credit service. In some occasions the pay off therm could be slightly bigger. Offer for 3-4 month no interest is good for small purchases. Reviewed on: 26th May 2024

Brilliant

5
Very easy to use and works very well !!! Reviewed on: 26th May 2024

Good Customer Service.

5
Good Customer Service. Ease of payment Reviewed on: 26th May 2024

Was really easy to apply for and customer services a...

5
Was really easy to apply for and customer services are very good Reviewed on: 26th May 2024

Safe and secure, straightforward, good app interface...

5
Safe and secure, straightforward, good app interface, friendly and professional customer services. Reviewed on: 26th May 2024

PayPal has been amazing on every level and so easy t...

5
PayPal has been amazing on every level and so easy to use. It has helped me a lot when I have needed it. Reviewed on: 26th May 2024

Convinient and accessible and helps the needs

5
Convinient and accessible and helps the needs Reviewed on: 26th May 2024

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