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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

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4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75248)

Help me to spread cost of more expensive purchases.

Help me to spread cost of more expensive purchases. I’ve used for tables and chairs, European train tickets etc Reviewed on: 25th May 2024

Is good to use helpful flexible Great to have option...

Is good to use helpful flexible Great to have options to pay later interest free Reviewed on: 25th May 2024

Excellent customer service and easy to use

Excellent customer service and easy to use Reviewed on: 25th May 2024

When ever speak to PayPal they take their time so so...

When ever speak to PayPal they take their time so sort out the issue. Reviewed on: 25th May 2024

I use PayPal for everything, they’re great!

I use PayPal for everything, they’re great! Reviewed on: 25th May 2024

Used for the last few years, easy to use with plenty...

Used for the last few years, easy to use with plenty of time given to pay things off. Reviewed on: 25th May 2024

Highly recommend

I have used PayPal Credit many times and find it very accessible and very easy to use. I have spoken very highly to friends and colleagues about PayPal Credit and would recommend their service to everyone. Reviewed on: 25th May 2024

Very good experience helped alot through difficult t...

Very good experience helped alot through difficult times and in unpredictable situations. Thankyou PayPal Reviewed on: 25th May 2024

PayPal very friendly people

Excellent, very competitive interest rates, very helpful and friendly staff hope it stays that way, thank you PayPal. Reviewed on: 25th May 2024

Easy to use, able to pay back more with ease.

Easy to use, able to pay back more with ease. Reviewed on: 25th May 2024

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