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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181036 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181036)

PayPal Credit has been excellent to use.

PayPal Credit has been excellent to use. The application process was straightforward, the interface is easy to navigate, and the flexibility of spreading payments has been really useful for managing larger purchases. Payments are clearly shown, reminders are helpful, and transactions appear quickly. I’ve also found the promotional interest-free periods to be a great feature when used responsibly. Overall, a very convenient and reliable service with a smooth user experience. 10/10. Reviewed on: 28th May 2026

Discounts & It’s has been a safe way of transactions.

It’s has been a safe way of transactions. Provides benefits of 0% interest on certain transactions as well. Reviewed on: 28th May 2026

It is peace of mind to purchase with Paypal.

It is peace of mind to purchase with Paypal. When a problem arrises they swiftly sort them out. Reviewed on: 28th May 2026

PayPal is easy to use and I like the fact that you h...

PayPal is easy to use and I like the fact that you have excellent customer service Reviewed on: 28th May 2026

I always use PayPay.

I always use PayPay. It’s very secure. Reviewed on: 28th May 2026

It's been absolutely a great experience with your or...

It's been absolutely a great experience with your organisation financial support Reviewed on: 28th May 2026

Very good flexibility secure love

Very good flexibility secure love Reviewed on: 28th May 2026

It’s was a smooth and easy transaction

It’s was a smooth and easy transaction Reviewed on: 28th May 2026

PayPal Debit Card

I have applied for the PayPal Debit card, it's easy to top-up, and accepted for non essential items. It's also easy to keep track of spending. Reviewed on: 28th May 2026

Very good service.

Very good service. Customer service and easy to use. Reviewed on: 28th May 2026

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