Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181036)

Very convenient

5
Great to use a good way of paying things off over a period of time Reviewed on: 28th May 2026

Good, helps in time of need.

4
Good, helps in time of need. Reasonable on service when issues occur Reviewed on: 28th May 2026

Always given me options on payment

5
Always given me options on payment Reviewed on: 28th May 2026

Simplicity at its best

5
Simple to set up, can pay in 3 minths without interest, simple to make payments, excellent. Reviewed on: 28th May 2026

Good otions to pay back

5
Appreciate options to pay back expenditure. Reviewed on: 28th May 2026

Quick And easy to use .

5
Quick And easy to use . An secure. Reviewed on: 28th May 2026

Excellent user friendly app

5
Excellent user friendly app helps to everything on track Reviewed on: 28th May 2026

PayPal Credit allows me the flexibility of a credit...

5
PayPal Credit allows me the flexibility of a credit card within the PayPal world. They never force increases on me, allow me to pay easily from my bank or debt card and inform me when payment is due within good time. Reviewed on: 28th May 2026

Very useful paypal

5
Very useful always good for online purchases Reviewed on: 28th May 2026

Always easy to make use and simplify le

5
Always easy to make use and simplify le Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101209 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products