Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181035 reviews)

View other PayPal products

4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181035)

Paypal is very much easy to use, recommended 10/10

Paypal is very much easy to use, recommended 10/10 Reviewed on: 28th May 2026

Every time I purchase an item done really quickly,an...

Every time I purchase an item done really quickly,and any problems ie.not received item it's dealt with straight away. Reviewed on: 28th May 2026

Always straight forward and easy, probably the safes...

Always straight forward and easy, probably the safest way to pay. Reviewed on: 28th May 2026

I like using PayPal as it gives you security when or...

I like using PayPal as it gives you security when ordering online. Been using it for a few years now and I love the fact you have 4 months to pay back with 0% interest. Reviewed on: 28th May 2026

the benefits with paypal are are very manageable and...

the benefits with paypal are are very manageable and flexible Reviewed on: 28th May 2026

Simply Fabulous, easy to use and easy to understand

Paypal allows me spread my payments over a period of time. The credit facility is fabulous and has helped with building back my credit. The portal is very easy to use and payments and expenditures are clearly broken down in my statements. The agents are super helpful when I have any queries and their response is prompt. Reviewed on: 28th May 2026

Effective and kind

Very happy with kind and attentive operators a good and efficient service much recommended Reviewed on: 28th May 2026

PayPal is your money pal

PayPal has so much flexibility, having the app that’s so easy to navigate and allows you to keep tabs on all of your spending. Its fees are about on par with my other credit card, just seems more user friendly. Haven’t had to access customer service so can’t comment on that, but that speaks for itself. Thank you PayPal. Reviewed on: 28th May 2026

Stress free payment for bigger purchases

Paypal has been a great and secure wah go make payments without hassle and buying some extra time for bigger purchases Reviewed on: 28th May 2026

Paypal is always my go to way to pay

Always a easy, present experience. And things are always dealt with quickly Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101209 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub