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PayPal: PayPal Credit reviews

4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75282)

Excellent

5
Good quick transactions, easy to use, very safe Reviewed on: 25th May 2024

The option is there when I need it, which is great.

5
The option is there when I need it, which is great. Reviewed on: 25th May 2024

Fabuleux

5
It’s really amazing to have such a rate and account like this easy to check out I really recommend this app better than all other bank Reviewed on: 25th May 2024

Easy access to payment form

5
Love to use paypal and how easy it is to access payment form. Reviewed on: 25th May 2024

Help me to spread cost of more expensive purchases.

5
Help me to spread cost of more expensive purchases. I’ve used for tables and chairs, European train tickets etc Reviewed on: 25th May 2024

Is good to use helpful flexible Great to have option...

5
Is good to use helpful flexible Great to have options to pay later interest free Reviewed on: 25th May 2024

Excellent customer service and easy to use

5
Excellent customer service and easy to use Reviewed on: 25th May 2024

When ever speak to PayPal they take their time so so...

5
When ever speak to PayPal they take their time so sort out the issue. Reviewed on: 25th May 2024

I use PayPal for everything, they’re great!

5
I use PayPal for everything, they’re great! Reviewed on: 25th May 2024

Used for the last few years, easy to use with plenty...

5
Used for the last few years, easy to use with plenty of time given to pay things off. Reviewed on: 25th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review