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PayPal: PayPal Credit reviews

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4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75477)

Excellent especially the pay in 3

5
Excellent especially the pay in 3 Reviewed on: 26th May 2024
Chris M's avatar
Chris M

Excellant Service

5
Easy to use and never had any problem Reviewed on: 26th May 2024
David J's avatar
David J

Paypal is the best.

5
Always on hand to answer any questions. Very responsive and easy to get in touch via their help chat too. Always use PayPal over competitors like Klarna or Clearpay. Reviewed on: 26th May 2024
LouisP's avatar
LouisP

Always use PayPal for most if my purchases feel that...

5
Always use PayPal for most if my purchases feel that it's a very secure way to pay Reviewed on: 26th May 2024
Michwa's avatar
Michwa

Paypal is a total game changer.

5
Paypal is a total game changer. The way it works and saves me every time when I want to buys safely something online is just magnificent. Reviewed on: 26th May 2024
Lavinia M's avatar
Lavinia M

Trustful, quickly solve problems

5
Trustful, quickly solve problems Reviewed on: 26th May 2024
Kamila K's avatar
Kamila K

For large purchases, PayPal has kept any worries off...

5
For large purchases, PayPal has kept any worries off of my mind and it has been very easy to use very quickly. Reviewed on: 26th May 2024
JF's avatar
JF

Using PayPal for a few years now ,I feel it very sec...

5
Using PayPal for a few years now ,I feel it very secure and safe Reviewed on: 26th May 2024
Oliver McFarland 's avatar
Oliver McFarland

Paypal pay in 3 interest free is a excellent service.

5
Paypal pay in 3 interest free is a excellent service. Reviewed on: 26th May 2024
Alan R's avatar
Alan R

The customer service is very helpful

4
The customer service is very helpful Reviewed on: 26th May 2024
Jes's avatar
Jes

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