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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181035 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181035)

Always there no hassle great application very easy t...

Always there no hassle great application very easy to navigate Cheers Reviewed on: 28th May 2026

Easy to spread your large purchases out

Easy to access and some good offers available Reviewed on: 28th May 2026

PayPal has always been my go to Amazon experience cu...

PayPal has always been my go to Amazon experience customer support is second to none wouldn’t change it Reviewed on: 28th May 2026

Very helpful customer service and excellent user fri...

Very helpful customer service and excellent user friendly in app interface. Reviewed on: 28th May 2026

Enables so much, would be lost without it.

Enables so much, would be lost without it. Reviewed on: 28th May 2026

Very Easy to use.

Very Easy to use. Gives peace of mind that purchases are protected and my card details have not been shared with a third party. Reviewed on: 28th May 2026

Burger nips, chickens dont have lips, but if they di...

Burger nips, chickens dont have lips, but if they did, they’d be lovely bbq’d. Reviewed on: 28th May 2026

everything works as expected, quick and resonable

everything works as expected, quick and resonable Reviewed on: 28th May 2026

had to request a refund from paypal

It is ok, but I had a refund from a purchase I made with PayPal credit and i had to ring up to get the refund, which is weird. Reviewed on: 28th May 2026

Paypal is very convenient and easy to setup and you...

Paypal is very convenient and easy to setup and you get approved quickly. They give good credit balances which comes in handy. Highly recommend Reviewed on: 28th May 2026

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