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PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181034)

Easy to use, worldwide coverage and reliable.

5
Easy to use, worldwide coverage and reliable. Accepted by many businesses around thexworld. Charges are clear and reasonable. Would definitely recommend to friends and family. Has been usibg Paypal for so many years now and it never failed me. Reviewed on: 28th May 2026

Very easy to use.

5
Very easy to use. The app has improved dramatically over the past few years. Reviewed on: 28th May 2026

Ease of service and security plus the added benefits...

5
Ease of service and security plus the added benefits of paying over interest free payments Reviewed on: 28th May 2026

Making online finance simple

5
The App and its user friendly set up is one of the key factors, it is straightforward and clear the way a finance app should be. Paypal makes it easy to manage your funds and particularly online shopping. Reviewed on: 28th May 2026

Great Customer Service

5
Easy process. Great customer service when you need it and flexible Reviewed on: 28th May 2026

PayPal is fantastic

5
Always had PayPal, reliable and a trusted financial go to Reviewed on: 28th May 2026

Easy, fast, reliable and very simple to use

5
Easy, fast, reliable and very simple to use Reviewed on: 28th May 2026

Never had a problem using PayPal

5
Never had a problem using PayPal Reviewed on: 28th May 2026

Easily the best

5
Easier to use every day all day long Reviewed on: 28th May 2026

Good interest free credit options and excellent cust...

5
Good interest free credit options and excellent customer service. Reviewed on: 28th May 2026

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