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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,593 reviews, last reviewed 18th Apr 2026
2285500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.... paypal No.1 ... excellent ... excellent ... excellent ... Reviewed on: 18th April 2026
Shandiz M's avatar
Shandiz M

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75593)

Must have Paypal!! definitely recommend

5
Paypal has never caused me any issues, i am able to quickly send and receive money and also make payments on multiple websites. Reviewed on: 26th May 2024
Aish's avatar
Aish

Just really handy and easy to use.

5
Just really handy and easy to use. Reviewed on: 26th May 2024
Natalie K's avatar
Natalie K

Very handy as that wee buffer of support for extra e...

5
Very handy as that wee buffer of support for extra expenses Reviewed on: 26th May 2024
Kim3012's avatar
Kim3012

Good to build credit rating

5
Found it hard to get credit from most normal means, PayPal credit was easy to apply and use Reviewed on: 26th May 2024
ian monaghan's avatar
ian monaghan

really good never had no problems really handy service

5
really good never had no problems really handy service Reviewed on: 26th May 2024
Ben H's avatar
Ben H

Good service, great payment options!

5
Good service, great payment options! Reviewed on: 26th May 2024
A.Umbrass's avatar
A.Umbrass

Safest way of payment, I always use it.

5
Safest way of payment, I always use it. Reviewed on: 26th May 2024
A M's avatar
A M

Always helpful and a very positive experience anytim...

5
Always helpful and a very positive experience anytime I had a difficulty with anything it was sorted out quickly the people dealing with my enquiry pr problem were always very professional and curtious Reviewed on: 26th May 2024
William L's avatar
William L

love the paypal credit and flexibility

5
love the paypal credit and flexibility Reviewed on: 26th May 2024
Moin L's avatar
Moin L

Great Value

5
The credit provided me a backup option and the interest free saved me a lot as I had enough time to payback. Reviewed on: 26th May 2024
Emmanuel's avatar
Emmanuel

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