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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181034 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181034)

Security with peace of mind

The protection for good purchased along with the security of card details give peace of mind in making a transaction. Reviewed on: 28th May 2026

Service That Truly Helps

PayPal has been a great support for me. Being able to spread payments over three months interest-free has really helped me manage purchases more comfortably. The service is reliable, easy to use, and gives me confidence when shopping online. Overall, I think PayPal provides an excellent service. Reviewed on: 28th May 2026

Excellent way to make online purchases knowing that...

Excellent way to make online purchases knowing that your info is safe and secure. 4 months of interest free credit on purchases as long as you keep up to date with monthly repayments is great. Get rewarded for using certain services provided Reviewed on: 28th May 2026

The 4 months interest-free.

The 4 months interest-free option is fantastic to spread the cost of large purchases. Reviewed on: 28th May 2026

This is easy

I love this way of credit its always there I dont need to keep applying for it and payments are easy to understand Reviewed on: 28th May 2026

Amazing service with additional bonus of collecting...

Amazing service with additional bonus of collecting points Reviewed on: 28th May 2026

Only takes seconds.

Only takes seconds. I have managed to make purchases with no interest for several years now. Reviewed on: 28th May 2026

Easy to use, would recommend to anyone

Easy to use, would recommend to anyone Reviewed on: 28th May 2026

Easy to use and friendly staff if I have an...

Easy to use and friendly staff if I have an issue Reviewed on: 28th May 2026

I never have any issues with it.

I never have any issues with it. It’s great! Reviewed on: 28th May 2026

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