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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

Very good.

5
Very good. Easy to use. Reliable and safe. Reviewed on: 26th May 2024

Very easy to use and great service.

5
Very easy to use and great service. Reviewed on: 26th May 2024

Ever a problem

5
Never had any issues, lots more places now using PayPal too Reviewed on: 26th May 2024

I love PayPal Credit

5
I’ve used PayPal credit for a good few years now, and it is so easy to use and it’s credit that anywhere you can use PayPal, you can use it. It gives peace of mind if you need to get something but maybe you’re waiting for pay day, or just want to spread the costs across a month or two. I have been very happy with PayPal credit and will continue to use it. Reviewed on: 26th May 2024

Very easy for payments and on monthly payments too

5
Very easy for payments and on monthly payments too Reviewed on: 26th May 2024

I enjoy the app and the service is excellent.

5
I enjoy the app and the service is excellent. Ice had no issues at all. Reviewed on: 26th May 2024

Had mostly good experience with paypal

4
Had some problems the last few weeks getting onto paypal, kept crashing when it opened up, but it's now working again. Other than that ive had no big problems. Paypal credit helped me get a few things I wouldn't have been able to afford all at once. Reviewed on: 26th May 2024

Excellent thanks dear Excellent thanks dear

5
Excellent thanks dear Excellent thanks dear Reviewed on: 26th May 2024

No credit card fee for an emergency car repair a...

5
Used the PayPal credit for an emergency car repair and didn’t want to pay credit card interest Reviewed on: 26th May 2024

Have had no problems ordering from it

5
Have had no problems ordering from it Reviewed on: 26th May 2024

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