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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

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4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75248)

Several time I've needed to buy certain item and the...

Several time I've needed to buy certain item and the two interest-free options have really helped me Reviewed on: 25th May 2024

Paypal credit is a very useful financial tool to hav...

Paypal credit is a very useful financial tool to have alongside the ability to spread a purchase across 3 payments interest free! Reviewed on: 25th May 2024

Easy to use

Great easy to use service. Pay in 4 is very good if you stick to the plan Reviewed on: 25th May 2024

I've been using PayPal for years and I've never had...

I've been using PayPal for years and I've never had an issue Reviewed on: 25th May 2024

Great app, very easy to use and understand, good exp...

Great app, very easy to use and understand, good explanations and help when needing to talk to someone, easy to use pay in three and for PayPal credit Reviewed on: 25th May 2024

Easy, quick and reliable service

Easy, quick and reliable service Reviewed on: 25th May 2024

PayPal are my go to for credit transactions

Never had any problems with PayPal that time that I had fraud happen they were really good and professional and I like how easy it is to use them. Reviewed on: 25th May 2024

Safer way to Shop

Just so handy for online payment saving you entering you credit card number just feels safer and gives you peace of mind. It's free to join and easy to control with the PayPal app Reviewed on: 25th May 2024

Payments simplified

Have been using this service for years. Very easy and simple to use. Spread payments and pay back at your own convenience Reviewed on: 25th May 2024

Really good service

Very fast acceptance. Really easy process and app is user friendly. Reviewed on: 25th May 2024

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