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PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181033)

Very flexible and easy to use will always trust PayP...

5
Very flexible and easy to use will always trust PayPal with any transaction I do the app and payment process is super easy to navigate Reviewed on: 28th May 2026

Reliable and useful

4
I am happy with the service very reliable and available everywhere. Pay in 3 is very useful Reviewed on: 28th May 2026

Above And Beyond

5
Whenever I have had a query/issue PayPal customer services have always helped me by directing me in the right way or advising me Reviewed on: 28th May 2026

Feel safe

5
So easy to use, gives you a piece of mind that ur not giving out ur details. Reviewed on: 28th May 2026

I used paypal to withdraw and earn.

5
I used paypal to withdraw and earn. Reviewed on: 28th May 2026

Easy to use

5
Smooth and easy to use, easier than with my credit card Reviewed on: 28th May 2026

Good customer services and the best online safety wi...

5
Good customer services and the best online safety with protection of funds. Reviewed on: 28th May 2026

love PayPal, easy, secure, simple to use for transac...

5
love PayPal, easy, secure, simple to use for transactions. App is super simple to use, offers flexibility and adding the direct debit element keeps things rolling Reviewed on: 28th May 2026

Easy to use, very functional.

4
Easy to use, very functional. Cc makes PayPal available to use with more stores. Reviewed on: 28th May 2026

No problems, in my experience PayPal is what it is a...

5
No problems, in my experience PayPal is what it is an extra layer of security, Reviewed on: 28th May 2026

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