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PayPal: PayPal Credit reviews

4.73
Based on 181,028 reviews, last reviewed 23rd Jul 2026
182% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026
Ewa B's avatar
Ewa B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181029)

PayPal Offers - Life changing

5
PayPal credit offer (int free over certain amount for 4 months) and PayPal in 3 … changed my financial life! Meant I’ve been able to do things I couldn’t before! Reviewed on: 28th May 2026

It’s good and not to much to pay back with the inter...

5
It’s good and not to much to pay back with the interest Reviewed on: 28th May 2026

Honest user

5
Just signed up so not quite familiar with full coverage at present but used PayPal for years and not had issue Reviewed on: 28th May 2026

Easy to work and talk to customer services if any pr...

5
Easy to work and talk to customer services if any problems occur unlike other apps this is easy to navigate and use Reviewed on: 28th May 2026

Best retail finance provider

5
Any issues are quickly resolved and great service, great app. Reviewed on: 28th May 2026

Secure, reliable and easy to use.

5
Secure, reliable and easy to use. PayPal is available to purchase online without having to worry about giving my bank account details. Reviewed on: 28th May 2026

PayPal is very reliable and fast

5
PayPal is very reliable and fast Reviewed on: 28th May 2026

Easy and quick to use.

5
Easy and quick to use. Good incentives Reviewed on: 28th May 2026

Good service online and very easy to manage

5
Good service online and very easy to manage Reviewed on: 28th May 2026

Little extra when needed, easy and accessible.

5
Little extra when needed, easy and accessible. Reviewed on: 28th May 2026

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