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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181029)

Interest could be lower It is handy when you don't h...

Interest could be lower It is handy when you don't have the money there and then and you're in desperate need Reviewed on: 28th May 2026

Pay pal credit helped me massively when I first move...

Pay pal credit helped me massively when I first moved in to my home it ment I could buy the furniture I needed without struggling to live Reviewed on: 28th May 2026

It’s very good.

It’s very good. Free money really Reviewed on: 28th May 2026

Nice ans simple

It was simple, safe to use and brilliant service.I certainly recommend this service. Reviewed on: 28th May 2026

PayPal is a great way to pay

PayPal is a great way to pay and so easy to use with no hassle Reviewed on: 28th May 2026

PayPal is a game changer.

I think PayPal is a game changer. I love it. Allows me to keep all my pay preferences in one place. Easy access, easy pay. PayPal Credit saved my life at the time. I only wish the app was more user friendly… I still struggle to navigate in the app and am a user for donkey years. But I can see the team keep updating it so keep going. Otherwise I am a happy PayPal user - thank you. Reviewed on: 28th May 2026

Great Payment App

I use PayPal everyday as my main account for purchases and love that you earn points on every purchase, I also use their credit facility and Pay in 3 for certain purchases, which is really helpful if something is just a little bit more expensive . The app is easy to use and very easy to navigate Reviewed on: 28th May 2026

Always good.

Always good and helpful when other payment providers are not working properly Reviewed on: 28th May 2026

Excellent product for those emergency or big purchas...

Excellent product for those emergency or big purchases where splitting the amount can help Reviewed on: 28th May 2026

I use it as a trusted way to pay online

I use it as a trusted way to pay online Reviewed on: 28th May 2026

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