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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

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4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75248)

My PayPal experience

I’ve been using PayPal for more than 15 years to purchase products from various websites locally and even abroad and I’ve never had any issues. I highly recommend giving trying it if haven’t already. Reviewed on: 25th May 2024

Great interest rate and easy to use app.

Great interest rate and easy to use app. Reviewed on: 25th May 2024

I love the fact they offer 4 months interest free it...

I love the fact they offer 4 months interest free it’s great,also easy to use and there is no stress nor hassle. Reviewed on: 25th May 2024

Love using the 0% deals whenever I can, never had an...

Love using the 0% deals whenever I can, never had any issues. Reviewed on: 25th May 2024

Excellent service

Excellent service and always there when needed Reviewed on: 25th May 2024

Super Support team

I have encountered a seller issue who misinformed me and charged me for a service I haven't subscribed. Customer service agents supportive, professional, helpful and assisting me with every step of the refund request Reviewed on: 25th May 2024

Never have an issue with it.

Never have an issue with it. They have great customer service if something goes wrong. Great service. Helps me out when I’m in a jam just before payday Reviewed on: 25th May 2024

Flexible affordable option

Love the flexibility of PayPal credit and the ease at repaying it when I want to Reviewed on: 25th May 2024

Very reliable, easy access and good service!

Very reliable, easy access and good service! Reviewed on: 25th May 2024

PayPal credit is a great help to me.

PayPal credit is a great help to me. Always there when I need it Reviewed on: 25th May 2024

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