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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,028 reviews, last reviewed 23rd Jul 2026
182% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026
Ewa B's avatar
Ewa B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181029)

been using PayPal for the years and I haven’t had an...

5
been using PayPal for the years and I haven’t had any tat all! great service and great customer support. Reviewed on: 28th May 2026
Tomas B's avatar
Tomas B

Excellent

5
Never had. a Problem any problems resolved efficiently and quickly Reviewed on: 28th May 2026
PR's avatar
PR

It s practical.

4
It s practical.safe. convenient.use it whenever i can Reviewed on: 28th May 2026
GJ's avatar
GJ

Simplicity is always a key factor, it’s an easy serv...

5
Simplicity is always a key factor, it’s an easy service to use Reviewed on: 28th May 2026
Mark S's avatar
Mark S

Very easy to set up, use and SAFE

5
Soooo easy to set up and use… helped me several times, and most importantly.. SAFE. It makes you feel safe Reviewed on: 28th May 2026
Dereck H's avatar
Dereck H

Excellent experience using PayPal Credit.

5
“Excellent experience using PayPal Credit. Easy to set up, simple monthly payments and really helpful for spreading the cost of larger purchases. The app and online account are straightforward to use, payments process quickly and I’ve had no issues so far. Great option if managed properly and paid on time. Would definitely recommend for convenience and flexibility.” Reviewed on: 28th May 2026
luke's avatar
luke

Profesional service

5
I love the financial protection provided by Pal Pal,also transparency. Reviewed on: 28th May 2026
Eliade P's avatar
Eliade P

No one 0% credit provider.

5
Whenever I’ve had an issue with a retailer customer services at PayPal have been really helpful and resolved the issue. I love the 4 months 0% interest option because it keeps me on track to pay things off quicker. Reviewed on: 28th May 2026
Tiffany D's avatar
Tiffany D

I use paypal for everything.

5
I use paypal for everything. I love that I can order things and use the buy now pay within 4 months interest free option. Fantastic for spreading the cost of christmas. I rhink the feature of auto direct debits for paying off paypal credit is great as i never miss a payment either. I also love how simple it is to purchase through PayPal and my details are added to my order saving me the time of entering them. I would definitely recommend to all my friends and family. Reviewed on: 28th May 2026
YesItsMe's avatar
YesItsMe

Excellent

5
Very easy to use, and peace of mind knowing your covered Reviewed on: 28th May 2026
Carol W's avatar
Carol W

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