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PayPal: PayPal Credit reviews

4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75282)

PayPal Credit!

5
Always use credit and always feel that it is well structured and easy to use! I often use credit due to the flexible payment options and how widespread paypal is on sites. I have used PayPal for numerous £200 plus transactions without any hassle. Reviewed on: 25th May 2024

Use regularly never have any issues easy!

5
Use regularly never have any issues easy and effective Reviewed on: 25th May 2024

Great, highly recommended.

5
Great, highly recommended. Very easy to use Reviewed on: 25th May 2024

Excelent

5
Excelent Reviewed on: 25th May 2024

My PayPal experience

5
I’ve been using PayPal for more than 15 years to purchase products from various websites locally and even abroad and I’ve never had any issues. I highly recommend giving trying it if haven’t already. Reviewed on: 25th May 2024

Great interest rate and easy to use app.

5
Great interest rate and easy to use app. Reviewed on: 25th May 2024

I love the fact they offer 4 months interest free it...

5
I love the fact they offer 4 months interest free it’s great,also easy to use and there is no stress nor hassle. Reviewed on: 25th May 2024

Love using the 0% deals whenever I can, never had an...

5
Love using the 0% deals whenever I can, never had any issues. Reviewed on: 25th May 2024

Excellent service

5
Excellent service and always there when needed Reviewed on: 25th May 2024

Super Support team

5
I have encountered a seller issue who misinformed me and charged me for a service I haven't subscribed. Customer service agents supportive, professional, helpful and assisting me with every step of the refund request Reviewed on: 25th May 2024

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