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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75477)

Why should you use PayPal?

5
There are many reasons to use PayPal; they include: a brilliant customer service team, that are always very friendly and helpful, A great quality app, very smart, sophisticated and easy to use, PayPal credit, integration with most large businesses and PayPal credit. Overall a 10/10 company. Fantastic. Reviewed on: 26th May 2024
Alfie's avatar
Alfie

Let’s me buy things with safety and the confidence I...

5
Let’s me buy things with safety and the confidence I need to have online. Reviewed on: 26th May 2024
Lesley's avatar
Lesley

I am happy with PayPal nice application and very ye...

5
I am happy with PayPal nice application and very yesy send money Reviewed on: 26th May 2024
Katerina 's avatar
Katerina

Excellent service.

5
Excellent service. Easy to use and track spending Reviewed on: 26th May 2024
Paul h's avatar
Paul h

Simply works!

5
Its so easy,convienient,accepted almost every where i want to use it. I Like that I have time to pay things back. If i have an emergency purchase like new appliance I knowits there for me and i can spread rhe cost. Easily and reliably and I'm protected from Scammers. Reviewed on: 26th May 2024
Feralglyphs !'s avatar
Feralglyphs !

Had a few issues in the past with sellers and as lon...

5
Had a few issues in the past with sellers and as long as I'd payed using the correct channels paypal have been amazing. Reviewed on: 26th May 2024
Jason B's avatar
Jason B

I had a issue and couldn't open my account I called...

5
I had a issue and couldn't open my account I called them and they dealt with my issue straight away excellent service Reviewed on: 26th May 2024
Natasha h's avatar
Natasha h

Good experience, good customer service and trustworthy

4
Good experience, good customer service and trustworthy Reviewed on: 26th May 2024
Shorish s's avatar
Shorish s

Thank you!

5
I am grateful for the option to pay in four months without interest and to purchase expensive items like a laptop in 36 months without interest. Thank you! Therefore, PayPal offers the option to pay later without interest. However, if I am up to date, you may not be able to use it to purchase food at Sainsbury or Tesco. Reviewed on: 26th May 2024
Iuliana S's avatar
Iuliana S

My experience with PayPal has been excellent and the...

5
My experience with PayPal has been excellent and the services they provide to customers are up to standard. Reviewed on: 26th May 2024
Samuka S's avatar
Samuka S

Review PayPal: PayPal Credit now

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