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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,022 reviews, last reviewed 23rd Jul 2026
191% increase in 5 star reviews
in the past 90 days
241% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026
Marie s's avatar
Marie s

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181027)

Awesome payment model

5
Its been great using PayPal credit. I particularly enjoy it because of the 4months interest free period for payments above £100. Nice way to spread cost without paying interest. Reviewed on: 28th May 2026
Ogheneyoma Ojo's avatar
Ogheneyoma Ojo

The experience has given me the opportunity to be ab...

4
The experience has given me the opportunity to be able to spread out my cost which was also a good way in budgeting Reviewed on: 28th May 2026
PA's avatar
PA

Nice and easy to use- simple and straight to the...

5
Nice and easy to use- simple and straight to the point Reviewed on: 28th May 2026
Kolawole A's avatar
Kolawole A

OVER 3YRS A CUSTOMER

5
I've been a PayPal customer for a good while now with zero regrets, when a problem arises PayPal are very helpful in settling disputes. Reviewed on: 28th May 2026
Steve Y's avatar
Steve Y

PayPal is the way

5
PayPal is a reliable and safe way of paying online. It’s a secure way of transferring your money. I personally feel safe with PayPal and have never had issues. They have been fair and courteous when I have fell into difficulties and I have always found them helpful and polite when I have got in touch. I would rather use this company than put my trust in any other. Thank you Reviewed on: 28th May 2026
Keeley Arnold's avatar
Keeley Arnold

PayPal is the way

5
PayPal is a reliable and safe way of paying online. It’s a secure way of transferring your money. I personally feel safe with PayPal and have never had issues. They have been fair and courteous when I have fell into difficulties and I have always found them helpful and polite when I have got in touch. I would rather use this company than put my trust in any other. Thank you Reviewed on: 28th May 2026
Keeley Arnold's avatar
Keeley Arnold

Good to use

5
Always ready to use and no delays Reviewed on: 28th May 2026
Nuno Guerra's avatar
Nuno Guerra

Happy customer

5
PayPal does everything it says on the tin! Reviewed on: 28th May 2026
Angela Neary's avatar
Angela Neary

Helpful & Friendly

5
Always been very helpful & friendly & helps having this option available. Service has been absolutely brilliant Reviewed on: 28th May 2026
Sandi B's avatar
Sandi B

PayPal credit great benefit

5
PayPal credit is a great addition to your account and allows you to easily spread the cost. Reviewed on: 28th May 2026
Amanda J's avatar
Amanda J

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