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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181026 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181026)

Fantastic always helpful.

Fantastic always helpful. The pay in three has been so great when I've needed to purchase bigger items Reviewed on: 28th May 2026

PayPal Credit Card

This is a total helpful game changer to help purchase items you wish for without placing them on a wait list etc. I can now feel comfortable & confident purchasing items in the knowledge I have time to pay for them in these hard economic times. PayPal Reviewed on: 28th May 2026

Generally good.

Generally good. Good interest free periods Reviewed on: 28th May 2026

Great for financial services

It's been a very good time saving for me in payment plans as I can control my financial situation. Paying in later or pay in 3 months is the best way to sort out my finances. Reviewed on: 28th May 2026

Great experience and very good service

Great experience and very good service Reviewed on: 28th May 2026

Excellent

Easy to use and never any problems Reviewed on: 28th May 2026

All options with paypal are perfect, fast and cheap.

All options with paypal are perfect, fast and cheap. 100% recommend Reviewed on: 28th May 2026

Paypal is very easy to use and straightforward.

Paypal is very easy to use and straightforward. I love the app! Reviewed on: 28th May 2026

PayPal really is my preferred choice of payment for...

PayPal really is my preferred choice of payment for a safe way of paying with support and a secure umbrella from my personal banking. Great for Direct Debit payments too with excellent email notifications of transactions and an easy to use app as well. Thanks PayPal you really are a Pal for paying! Reviewed on: 28th May 2026

Excellent service and use of 0% instalments

Excellent service and use of 0% instalments Reviewed on: 28th May 2026

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