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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75790 reviews)

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4.90

Based on 75,790 reviews, last reviewed 18th Apr 2026

2303500% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fab service, extremely convenient & easy to navigate Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75790)

I've used PayPal credit numerous times on purchases...

I've used PayPal credit numerous times on purchases to help spread the cost and the rates are excellent. Reviewed on: 26th May 2024

Quick and easy to get one.

Quick and easy to get one. And once approved super easy to use across lots of online retail stores. Reviewed on: 26th May 2024

Love PayPal

I often use PayPal as it protects me against faulty products or if they arnt received. I also use PayPal pay in 3 which helps spread the cost for the most expensive items. So I highly recommend. Reviewed on: 26th May 2024

Easy, keeps you updated with your credit

Easy, keeps you updated with your credit and I love using the 4 months interest free on payments over £100. I would definitely recommend! Reviewed on: 26th May 2024

Excellent and outstanding, very easy to process and...

Excellent and outstanding, very easy to process and safe Reviewed on: 26th May 2024

Always easy to use and instant transactions

Always easy to use and instant transactions make this service my go to source for payments. Reviewed on: 26th May 2024

Great even better, better than need.

Great even better, better than need. Super and easy, easier than need. 0% but could be -10% (discount) cashback. Give me moore. Reviewed on: 26th May 2024

Had no issues with paypal.

Had no issues with paypal. Always done as they have said Reviewed on: 26th May 2024

Fast, reliable & safe

Really fast response to refund request, reliable and safe service. Reviewed on: 26th May 2024

Very good had no problems very happy with the service.

Very good had no problems very happy with the service. Reviewed on: 26th May 2024

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