Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181025 reviews)

View other PayPal products

4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181025)

Dispute resolution

Recently had to contact PayPal Credit customer support regarding an account issue and dispute process. The representative was professional, patient, and explained the next steps clearly. Response times could be a little faster, but overall the support experience was helpful and resolved my concerns. Appreciate the transparency and communication throughout the process. Reviewed on: 28th May 2026

Rainy day winner

Always easy transactions with suitable plans that fit my budget Reviewed on: 28th May 2026

The service i like of paypal i dont haresh with...

The service i like of paypal i dont haresh with paypal Reviewed on: 28th May 2026

Simple , straightforward & easy instalments

I used this couple of time , find very simple and straightforward, easy instalments Reviewed on: 28th May 2026

So easy to use and would highly recommend

So easy to use and would highly recommend Reviewed on: 28th May 2026

PayPal becoming an everyday use

PayPal has been of great used to for interest free payments and cash availability is an account that I intended to use more and more now I have the credit card. I’m going to see how it works and I expect to be using my PayPal account for more payment methods. Reviewed on: 28th May 2026

Overall very good .

Overall very good . Has you covered if something goes wrong with a purchase. Reviewed on: 28th May 2026

No fuss. Got on with my matters

PayPal quickly resolved supplier issues… no fuss… I got in with my purchased Reviewed on: 28th May 2026

Great at the beginning

Great at the beginning then when the interest rate rises can become a bit of an issue Reviewed on: 28th May 2026

Im using PayPal for online shopping to pay as its ve...

Im using PayPal for online shopping to pay as its very safe Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101199 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub