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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,593 reviews, last reviewed 18th Apr 2026
2285500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.... paypal No.1 ... excellent ... excellent ... excellent ... Reviewed on: 18th April 2026
Shandiz M's avatar
Shandiz M

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75593)

A handy solution

5
PayPal has made it possible for me to get things I would normally not have the readily available cash for Reviewed on: 26th May 2024
Solomon O's avatar
Solomon O

I love PayPal credit, it gives you the freedom to bu...

5
I love PayPal credit, it gives you the freedom to buy the things you really want straight away with the benefits of either 4 months 0% or to split the payment in 3 for 3 months! Fantastic Reviewed on: 26th May 2024
Maddison S's avatar
Maddison S

PayPal credit is good if you are running out of mone...

5
PayPal credit is good if you are running out of money and you can pay next month. or pay in instalments. No interest fee if you pay all off by certain time. It’s great for me due to me moving out for the first time, so I can pay for things at a later date Reviewed on: 26th May 2024
D's avatar
D

PayPal Credit is very helpful

5
It's good to have sometime an option to use PayPal Credit to pay for purchases. Very helpful. Reviewed on: 26th May 2024
Olga R's avatar
Olga R

Fantastic service with brilliant customerservice...

5
Fantastic service convenient and excellent customer service Reviewed on: 26th May 2024
Ian j's avatar
Ian j

Seemless

5
PayPal credit us always seemless and you get credit instantly. Reviewed on: 26th May 2024
Jess A's avatar
Jess A

Very good.

5
Very good. Easy to use. Reliable and safe. Reviewed on: 26th May 2024
Lindsey R's avatar
Lindsey R

Very easy to use and great service.

5
Very easy to use and great service. Reviewed on: 26th May 2024
Ian W's avatar
Ian W

Ever a problem

5
Never had any issues, lots more places now using PayPal too Reviewed on: 26th May 2024
Shaun's avatar
Shaun

I love PayPal Credit

5
I’ve used PayPal credit for a good few years now, and it is so easy to use and it’s credit that anywhere you can use PayPal, you can use it. It gives peace of mind if you need to get something but maybe you’re waiting for pay day, or just want to spread the costs across a month or two. I have been very happy with PayPal credit and will continue to use it. Reviewed on: 26th May 2024
Ali Carver's avatar
Ali Carver

Review PayPal: PayPal Credit now

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