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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181024)

Multiple options to pay with PayPal

Paypal has given me options to buy itemsI may need but cannot afford all at once. I feel secure using PayPal for multiple payments to a variety of businesses than from my bank. Statements and account information is nicely laid out making it easier to know how each payment is worked out. Thank you Reviewed on: 28th May 2026

Safe way to pay with PayPal

I try and always pay by PayPal cause I know it's the safest way to pay in case something goes wrong with the item ive bought or I dont receive it PayPal always sort it out for me Reviewed on: 28th May 2026

I like it that PayPal Credit can be used on various...

I like it that PayPal Credit can be used on various platforms, I mainly use it on E Bay and Townshend Music, I like the Pay In 3 option for items over £30. PayPal is easy to use at checkouts and is fast, my account is protected by verification on my phone. Reviewed on: 28th May 2026

My best answer

Any problems i have i got the rigth answer Reviewed on: 28th May 2026

I use paypal for every transaction.

I use paypal for every transaction. I have been scammed a few times buying items online and PayPal have refunded me after a quick enough investigation. If I could give 1 suggestion it would be to reduce the time they give retailers to respond Reviewed on: 28th May 2026

Great customers service, PayPal is extremely reliable

Great customers service, PayPal is extremely reliable Reviewed on: 28th May 2026

PayPal credit has helped me out in so many situations!

I’ve been using PayPal credit for years, and it’s perfect and always helps me out especially when I need it most. It’s never let me down and I will continue to use and recommend PayPal credit to friends and family. And I suggest if anybody is looking for some sort of credit then no doubt, choose PayPal credit. It’s helped me out massively!! Reviewed on: 28th May 2026

Great payment plans and easy to use

Great payment plans and easy to use Reviewed on: 28th May 2026

Paypal Credit is very useful

I have had a great experience using PayPal credit to help with larger tech purchases or smaller pay in 3 purchases to tide me over until pay day. The customer service is always friendly and helpful and direct debit is really easy to set up to pay back monthly. Reviewed on: 28th May 2026

Easy to use and purchase large items with ease and n...

Easy to use and purchase large items with ease and no stress. Reviewed on: 27th May 2026

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