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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181024)

Transfer money directly to your bank app

Transfer money directly to your bank app. Also can be use most online shopping Reviewed on: 27th May 2026

Overall a great experience, credit repayments have s...

Overall a great experience, credit repayments have specific rules in payments in how they are prioritised, which wasn't overly transparent, but once read and understood it was all good, PayPal has been great and I use it often Reviewed on: 27th May 2026

Good experience

Overall I've had a positive experience using PayPal Credit. Easy and useful. Reviewed on: 27th May 2026

PayPal is really good and I have never had an issue...

PayPal is really good and I have never had an issue them. They are very reliable and can be trusted Reviewed on: 27th May 2026

Very easy to use her points love this app

Very easy to use her points love this app Reviewed on: 27th May 2026

Reliable, enjoy the 0% buy now pay later, feel secur...

Reliable, enjoy the 0% buy now pay later, feel secure with PayPal purchases Reviewed on: 27th May 2026

Quick & easy platform to use.

Quick & easy platform to use. Been using PayPal for over a 10 years now. It’s the only online credited account I use besides your normal bank account credit cards. Reviewed on: 27th May 2026

Easy and fast to use.

Easy and fast to use. Good to have the 4 months 0 percent but like everyone wish it was a bit longer Reviewed on: 27th May 2026

Great payment and platform for everything

Excellent payment gateway and platform Reviewed on: 27th May 2026

Amazing!!!

PayPal Credit has been really convenient for spreading out larger purchases with an easy checkout process and clear payment tracking. The promotional financing options are helpful, and managing everything through the PayPal app makes it simple and hassle-free. Reviewed on: 27th May 2026

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