Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (75437)

Easy to set up

5
Easy to set up. Easy to pay off. No hassle. Reviewed on: 25th May 2024

It is so easy to use and I love having various optio...

5
It is so easy to use and I love having various options such as credit or make payments in 3. Reviewed on: 25th May 2024

It's easy to shop online using PayPal

5
It's easy to shop online using PayPal Reviewed on: 25th May 2024

Way to go

5
Easy payments. Feel more secure at not giving al my details. Problem solving excellent Reviewed on: 25th May 2024

Good and handy xxxxxxxxxxxxxxxxxxxxx

5
Good and handy xxxxxxxxxxxxxxxxxxxxx Reviewed on: 25th May 2024

it is very good for everyone, I recommend it

5
it is very good for everyone, I recommend it Reviewed on: 25th May 2024

The PayPal credit with 4months no interest is one of...

5
The PayPal credit with 4months no interest is one of the best payments options around Reviewed on: 25th May 2024

convenient

5
I have found PayPal to be a ver convenient way for purchases and easy to manage Reviewed on: 25th May 2024

Always smooth and certifying.

5
Always smooth and certifying. Easy to use and very reliable. Reviewed on: 25th May 2024

PayPal credit is the only credit service I would use...

5
PayPal credit is the only credit service I would use as it is handy and easy to use and I am confident in paying it back Reviewed on: 25th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review