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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181023 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181023)

Easy to solve an issue and very practical and smooth

Easy to solve an issue and very practical and smooth Reviewed on: 27th May 2026

It’s ok.

It’s ok. I don’t see any big difference with other credit card companies. In fact I wished PayPal credit has 0% interest-free for long periods like 24-30 months Reviewed on: 27th May 2026

Always excelant service,having paypal credit so easy...

Always excelant service,having paypal credit so easy to use Reviewed on: 27th May 2026

Been a huge help to support finance

Been a huge help to support breaking down expenses to a affordable budget Reviewed on: 27th May 2026

You guys are just great every time, big up yourselve...

You guys are just great every time, big up yourselves, you’re brilliant Reviewed on: 27th May 2026

Higher credit limit over time

You can get better credit over time when you keep up with your payments, love how expandable it is Reviewed on: 27th May 2026

Very easy to use and widely accepted by many.

Very easy to use and widely accepted by many. Great way to pay for goods and services Reviewed on: 27th May 2026

PayPal has helped me manage big payments

PayPal has helped me manage big payments Reviewed on: 27th May 2026

Excellent service and easy to handle.

Excellent service and easy to handle. Reviewed on: 27th May 2026

Love using PayPal, very handy and easy to use.

Love using PayPal, very handy and easy to use. Customer service are always so helpful if any questions need answering Reviewed on: 27th May 2026

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